1226 Garfield Ave, Beloit, WI 53511 Property Records

Rock County property record for 1226 Garfield Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1920
Lot Size	0.156 acres (6,795 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Dec 2021)
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12741095`

Property Details

APN / Parcel Number

Primary APN	`206 12741095`
Alternative APN	`12741095`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	6,795 sqft (0.156 acres)

Location & Zoning

Account Number	206 12741095
Street Address	1226 GARFIELD AVE
City	BELOIT
State	WI
Zip	53511-4105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 8 & 1/2 OF VACATED ALLEY ADJ NORTHWESTERN ADD
Legal Subdivision	NORTHWESTERN ADD
Legal Lot Number	8
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3003
Census Tract	1700

Owner

Source: Rock County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1226 GARFIELD AVE, BELOIT, WI 53511-4105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Warranty Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
Aug 24, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY CU
May 14, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 28, 2021 · Amount on Record
Deed Sale	Dec 28, 2021 · Amount on Record
Prior Sale	May 14, 2020
Deed Document Number	20212208253
Prior Transfer Date	Mar 11, 2020
Prior Transfer Doc	0002154026
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Dec 28, 2021
Property Address	1226 GARFIELD AVE, BELOIT, WI 53511-4105
Document Number	0002208253
Instrument Date	Dec 17, 2021
Instrument	2208253
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$411.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 GARFIELD AVE, BELOIT, WI 53511-4105

Mortgage

Document Number	0002208254
Date	Dec 28, 2021
Instrument	2208254

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

August 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 24, 2020
Property Address	1226 GARFIELD AVE, BELOIT, WI 53511-4105
Document Number	0002162988
Instrument Date	Aug 13, 2020
Instrument	2162988
Transaction Type	Transfer
Record Updated	Feb 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 GARFIELD AVE, BELOIT, WI 53511-4105

Mortgage

Document Number	0002162989
Date	Aug 24, 2020
Instrument	2162989

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

May 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ROCK WI
Recording Date	May 14, 2020
Property Address	1226 GARFIELD AVE, BELOIT, WI 53511-4105
Document Number	0002154026
Instrument Date	Mar 11, 2020
Instrument	2154026
Transaction Type	Foreclosure
Record Updated	Feb 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,912.00 (+25.71%) Homeowner's exemption	$125,800 (+19.58%) Land $15,300 Building $110,500	$138,200 (+15.46%)
2023	$1,521.00 Homeowner's exemption	$105,200 Land $15,300 Building $89,900	$119,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: LiteWire, Metronet.

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