Emmet County property record for 1226 Emmet St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,232 sqft |
| Lot Size | 0.176 acres (7,695 sqft) |
| Owner | Company Name on File |
| Last Sale | $200,000 (Jun 2026) |
| Tax Bill | $1,027 (2024) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-478-026 |
| Primary APN | 52-19-06-478-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Lot Area | 7,695 sqft (0.176 acres) |
|---|
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1226 EMMET ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-3015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP RM-2 |
| Legal Description | WILLIAM W. KNECHT'S ADD. LOT 8 & THE E'LY 50' 0F LOT 9, BLK 2 SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | WILLIAM W KNECHTS ADD |
| Legal Block | 2 |
| Legal Lot Number | 8-9 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 5 |
| Census Block | 5000 |
| Census Tract | 970800 |
1226 Emmet St is owned by a company that bought it in June 2026.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 432 E LAKE ST, PETOSKEY, MI 49770-2439 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 25, 2026 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK |
| Jun 25, 2026 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on File |
| Deed Sale | Jun 25, 2026 · Amount on File |
| Prior Sale | Feb 9, 2004 |
| Deed Document Number | 20265229038 |
| Deed Book / Page | 1275 / 989 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 25, 2026 |
| Property Address | 1226 EMMET ST, PETOSKEY, MI 49770-3015 |
| Document Number | 0005229038 |
| Book / Page | 1275 / 989 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20265229038 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 E LAKE ST, PETOSKEY, MI 49770-2439 |
| Document Number | 0005229040, |
|---|---|
| Date | Jun 25, 2026 |
| Book Page | 1275/991 |
| Instrument | 20265229040 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Number | 0005229040, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20265229040 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 25, 2026 |
| Property Address | 1226 EMMET ST, PETOSKEY, MI 49770-3015 |
| Document Number | 0005229038 |
| Book / Page | 1275 / 989 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20265229038 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $22,220.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 432 E LAKE ST, PETOSKEY, MI 49770-2439 |
| Document Number | 0005229040, |
|---|---|
| Book Page | 1275/991 |
| Instrument | 20265229040 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,600 (+4.97%) Land $105,600 | $211,200 (+4.97%) Land $211,200 | |
| 2025 | $100,600 Land $100,600 | $201,200 Land $201,200 | |
| 2024 | $1,027.00 | ||
| 2023 | $71,800 Land $71,800 | $143,600 Land $143,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1226 Emmet St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1226 Emmet St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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