Schenectady County and Schenectady City property record for 1226 Coplon Ave, Schenectady, NY 12309
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,538 sqft · built 1980 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jan 2019) |
| Tax Bill | $7,372 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.29-1-7.1 |
| Primary APN | 421500 40.29-1-7.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,538 sqft Living Area |
| 1st Floor Area | 888 sqft |
| 2nd Floor Area | 650 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 280 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1226 COPLON AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12309-3602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | P/O 109 2 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 7.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 20102 |
1226 Coplon Ave is owned and occupied by an individual who bought it in January 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1226 COPLON AVE, SCHENECTADY, NY 12309-3602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC |
| Feb 18, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA |
| Jan 10, 2019 | Warranty Deed, Transfer · VA Mortgage USAA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2019 · Amount on File |
| Deed Sale | Jan 10, 2019 · Amount on File |
| Prior Sale | Nov 22, 2016 · Amount on File |
| Deed Document Number | 20191208 |
| Deed Book / Page | 2003 / 473 |
| Prior Transfer Date | Jan 28, 2015 |
| Prior Transfer Doc | 0000005714 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1226 COPLON AVE, SCHENECTADY, NY 12309-3602 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1226 COPLON AVE, SCHENECTADY, NY 12309-3602 |
| Document Number | 0000057697 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 5268/199 |
| Instrument | 202257697 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1226 COPLON AVE, SCHENECTADY, NY 12309-3602 |
| Document Number | 0000007983 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | CASCADE SETTLEMENT AGENCY, CASCADE SETTLEMENT AGCY |
| Name | Verified Name |
|---|---|
| Address | 1226 COPLON AVE SCHENECTADY NY 123093602, SCHENECTADY, NY 12309-3602 |
| Document Number | 0000007983 |
|---|---|
| Date | Feb 25, 2020 |
| Book Page | 004974/000828 |
| Instrument | 7983 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 24, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jan 10, 2019 |
| Property Address | 1226 COPLON AVE, SCHENECTADY, NY 12309-3602 |
| Document Number | 0000001208 |
| Book / Page | 002003 / 000473 |
| Instrument Date | Jan 4, 2019 |
| Instrument | 1208 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2019 |
| Title Company | WEBTITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1334 BAKER AVE SCHENECTADY NY 123095714, SCHENECTADY, NY 12309-5714 |
| Document Number | 1209 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 004888/000819 |
| Instrument | 1209 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2049 |
The 2026 property tax bill for 1226 Coplon Ave was $7,372 with a veteran's exemption, up 1.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,372.00 (+1.72%) Veteran's exemption | ||
| 2025 | $7,247.00 | $162,800 Land $28,200 Building $134,600 | $269,581 Land $46,696 Building $222,885 |
| 2023 | $162,800 (-) Land $28,200 Building $134,600 | $206,076 (+3.8%) Land $35,696 Building $170,380 | |
| 2022 | $162,800 Land $28,200 Building $134,600 | $198,537 Land $34,390 Building $164,147 | |
| 2021 | $7,558.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1226 Coplon Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2008–2026) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1226 Coplon Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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