Union County and Scotch Plains Township property record for 1226 Cooper Rd, Scotch Plains, NJ 07076
| Property Type | Single Family Home |
|---|---|
| Details | 5,268 sqft · built 2021 |
| Lot Size | 1.31 acres (57,064 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,670,000 (Aug 2021) |
| Tax Bill | $44,658 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage May 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-14701-0000-00001-03 |
| Primary APN | 16-14701-0000-00001-03 |
|---|
| Building Area | 5,268 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 57,064 sqft |
| Street Address | 1226 COOPER RD |
|---|---|
| City | SCOTCH PLAINS |
| State | NJ |
| Zip | 07076-2853 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | TOWNSHIP/SCOTCH PLAINS |
| Legal Block | 14701 |
| Legal Lot Number | 1.3 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SCOTCH PLAINS |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 38602 |
Source: Union County and Scotch Plains Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1226 COOPER RD, SCOTCH PLAINS, NJ 07076-2853 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| May 8, 2020 | Deed of Trust, Construction Loan · Line of Credit UNITY BK |
| Aug 6, 2019 | Grant Deed, Transfer RMS TITLE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2021 · Amount on Record |
| Deed Sale | Aug 31, 2021 · Amount on Record |
| Prior Sale | Aug 6, 2019 · Amount on Record |
| Deed Document Number | 20218829 |
| Deed Book / Page | 6428 / 2303 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 31, 2021 |
| Property Address | 1226 COOPER RD, SCOTCH PLAINS, NJ 07076-2853 |
| Document Number | 0064282303 |
| Book / Page | 6428 / 2303 |
| Instrument Date | Aug 20, 2021 |
| Instrument | 8829 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2022 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34,382.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 RENEE CT, 46, JACKSON, NJ 08527-2370 |
| Name | Verified Name |
|---|---|
| Address | 1226 COOPER RD, SCOTCH PLAINS, NJ 07076-2853 |
| Document Number | 0000019974 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 19974 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | May 8, 2020 |
| Property Address | 1226 COOPER RD, SCOTCH PLAINS, NJ 07076-2853 |
| Document Number | 0146912946 |
| Book / Page | 014691 / 002946 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 691180 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 23, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1238 COOPER RD SCOTCH PLAINS NJ 07076, SCOTCH PLAINS, NJ 07076 |
| Document Number | 146912946 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 014691/002946 |
| Instrument | 691180 |
| Name | UNITY BK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | May 7, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 6, 2019 |
| Property Address | 1226 COOPER RD, SCOTCH PLAINS, NJ 07076-2853 |
| Document Number | 0063340346 |
| Book / Page | 006334 / 000346 |
| Instrument Date | Jul 14, 2019 |
| Instrument | 315683 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2019 |
| Title Company | RMS TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $430.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 46 RENEE CT JACKSON NJ 085272370, JACKSON, NJ 08527-2370 |
Source: Union County and Scotch Plains Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Scotch Plains Township |
| Unified School District | Scotch Plains-Fanwood Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $361,600 (-) Land $56,400 Building $305,200 | $361,600 (-) Land $56,400 Building $305,200 | |
| 2025 | $44,658.00 (+4.95%) | $361,600 (-) Land $56,400 Building $305,200 | $361,600 (-) Land $56,400 Building $305,200 |
| 2024 | $42,553.00 (+4.28%) | ||
| 2023 | $361,600 Land $56,400 Building $305,200 | $361,600 Land $56,400 Building $305,200 | |
| 2022 | $40,806.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 13 (1979–2025) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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