Hernando County property record for 1226 Coble Rd, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,294 sqft · built 1981 |
| Lot Size | 0.291 acres (12,685 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $65,000 (Jul 2011) |
| Tax Bill | $1,387 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5080-0414-0090 |
| Primary APN | R32-323-17-5080-0414-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 2,004 sqft |
| 1st Floor Area | 1,294 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,685 sqft (0.291 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 430 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 300 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,060 sqft |
| Patio Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00271690 |
|---|---|
| Street Address | 1226 COBLE RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-6410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 8 BLK 414 LOT 9 ORB 346 PG 951 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UN 8 |
| Legal Block | 414 |
| Legal Lot Number | 9 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 40901 |
1226 Coble Rd is owned and occupied by two individuals who acquired it in July 2019.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1226 COBLE RD, SPRING HILL, FL 34608-6410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SUNCOAST CU |
| Aug 13, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2011 · Amount on File |
| Deed Sale | Jul 8, 2011 · Amount on File |
| Deed Document Number | 201134945 |
| Deed Book / Page | 2834 / 263 |
| Last Transfer Date | Jul 29, 2019 |
| Transfer Doc | 0037390955 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1226 COBLE RD, SPRING HILL, FL 34608-6410 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | SUN ESTATE TITLE, SUNSTATE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1226 COBLE RD, SPRING HILL, FL 34608-6410 |
| Document Number | 0040931657 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 4093/1657 |
| Instrument | 2021090982 |
| Name | SUNCOAST CU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Aug 13, 2019 |
| Property Address | 1226 COBLE RD, SPRING HILL, FL 34608-6410 |
| Document Number | 0037390955 |
| Book / Page | 3739 / 0955 |
| Map Reference | MB 8 PG 27-37 |
| Instrument Date | Jul 29, 2019 |
| Instrument | 2019050780 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | TOTAL TITLE SOLUTIONS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1226 COBTE ROAD, SPRING HILL, FL 34608-6410 |
| Document Number | 0003739957 |
|---|---|
| Date | Aug 13, 2019 |
| Instrument | 3739/957 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 1226 Coble Rd was $1,387 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,387.00 Homeowner's exemption | $88,185 | $210,118 Land $43,985 Building $166,133 |
| 2023 | $83,204 (+3%) Land $83,204 | ||
| 2022 | $662.00 Homeowner's exemption | $80,781 | $203,339 Land $39,768 Building $163,571 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1226 Coble Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1226 Coble Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon.
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