1226 Cobb St, San Mateo, CA 94401 Property Records

San Mateo County property record for 1226 Cobb St, San Mateo, CA 94401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1953
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$649,000 (May 2006)
Tax Bill$11,477 (2025)
Deeds & MortgagesJul 2021 Mortgage
Dec 2017 Mortgage
Flood ZoneZone X (reduced by levee)
APN035-093-080

Property Details

APN / Parcel Number

Primary APN035-093-080

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1226 COBB ST
CitySAN MATEO
StateCA
Zip94401-3527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR106
Legal DescriptionLOT 11 BLOCK 2 SHORE VIEW TRACT MAP NO 10 RSM 34/44 45 46 47CITY OF SAN MATEO
Legal SubdivisionSHORE VIEW TRACT MAP NO 10
Legal Block2
Legal Lot Number11
JurisdictionSAN MATEO CA
Township / Civil DivisionSAN MATEO
Census Block Group1
Census Block1005
Census Tract607702

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1226 COBB ST, SAN MATEO, CA 94401-3527
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 21, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
NETWORK CAPITAL FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 31, 2006 · Amount on Record
Deed SaleMay 31, 2006 · Amount on Record
Deed Document Number200680709
Last Transfer DateDec 9, 2017
Transfer Doc0000115007
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN MATEO CA
Property Address1226 COBB ST, SAN MATEO, CA 94401-3527
Transaction TypeMortgage
Record UpdatedAug 9, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1226 COBB ST, SAN MATEO, CA 94401-3527

Mortgage

Document Number0000106651
DateJul 16, 2021
Instrument2021-106651
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueAug 1, 2031

December 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN MATEO CA
Recording DateDec 21, 2017
Property Address1226 COBB ST, SAN MATEO, CA 94401-3527
Document Number0000115007
Map ReferenceMB34 PG44-47
Instrument DateDec 9, 2017
Instrument2017-115007
Transaction TypeTransfer
Record UpdatedAug 9, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1226 COBB ST, 1226, SAN MATEO, CA 94401-3527

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1226 COBB ST, SAN MATEO, CA 94401-3527

Mortgage

Document Number0000115008
DateDec 21, 2017
Instrument2017-115008
Lender
NameNETWORK CAPITAL FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term178 Months
DueOct 1, 2032

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Mateo County
MunicipalitySan Mateo City
Elementary School DistrictSan Mateo-Foster City Elementary School District (KG - 08)
Secondary School DistrictSan Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$904,628 (+2%) Land $452,314 Building $452,314
2025$11,477.00 (+1.23%) Homeowner's exemption$886,892 (+4.04%) Land $443,446 Building $443,446
2023$11,337.00 (-0.93%) Homeowner's exemption$852,454 Land $426,227 Building $426,227$1,195,920
2022$11,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1979–1983)
Most Recent ClaimJan 1983 · Coastal Storms, Floods, Slides & Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCALIFORNIA WATER SERVICE - SAN MATEO
private · serves 103,536 people · EPA ID CA4110008
Water SourcePurchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State InspectionMar 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,004 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Unwired
Fixed Wireless
300 / 25
Etheric Networks
Fixed Wireless
250 / 100
T-Mobile
Fixed Wireless
100 / 20

May also be available: GeoLinks, Sonic Telecom, Verizon.

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