1226 Borealis Ct, Forked River, NJ 08731 Property Records

Ocean County and Lacey Township property record for 1226 Borealis Ct, Forked River, NJ 08731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1970
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jan 2020)
Tax Bill	$8,019 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`13-00101-02-00026`

Property Details

APN / Parcel Number

Primary APN	`13-00101-02-00026`
Alternative APNs	`1300101000200026` `00001543`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,566 sqft Living Area
1st Floor Area	1,566 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	00001543
Street Address	1226 BOREALIS CT
City	FORKED RIVER
State	NJ
Zip	08731-5330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	75 X 100
Legal Subdivision	BAYSIDE BEACH WEST EXT
Legal Block	101.2
Legal Lot Number	26
Jurisdiction	OCEAN NJ
Township / Civil Division	LACEY
Census Block Group	1
Census Block	1015
Census Tract	732104

Owner

1226 Borealis Ct is owned and occupied by two individuals who bought it in January 2020.

Source: Ocean County and Lacey Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1226 BOREALIS CT, FORKED RIVER, NJ 08731-5330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC
Jan 3, 2020	Deed, Transfer · Conventional Mortgage ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2020 · Amount on File
Deed Sale	Jan 3, 2020 · Amount on File
Prior Sale	Aug 2, 2007 · Amount on File
Deed Document Number	2020393
Deed Book / Page	17739 / 518
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1226 BOREALIS CT, FORKED RIVER, NJ 08731-5330
Transaction Type	Mortgage
Record Updated	Jun 28, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 BOREALIS CT, FORKED RIVER, NJ 08731-5330

Mortgage

Document Number	0190620243
Date	Jun 10, 2022
Book Page	19062/243
Instrument	2022066989

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1226 BOREALIS CT, FORKED RIVER, NJ 08731-5330
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	PURE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0183681957
Date	Mar 16, 2021
Book Page	18368/1957
Instrument	2021040774

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company
Address	ASBURY PARK, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2041

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 3, 2020
Property Address	1226 BOREALIS CT, FORKED RIVER, NJ 08731-5330
Document Number	0177390518
Book / Page	17739 / 0518
Map Reference	MAP E-18
Instrument Date	Dec 6, 2019
Instrument	2020000393
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,793.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 SHILLING RD, 23, MANALAPAN, NJ 07726-4311

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 BOREALIS CT, FORKED RIVER, NJ 08731-5330

Mortgage

Document Number	2020000394
Date	Jan 3, 2020
Instrument	2020000394

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1226 Borealis Ct was $8,019, up 7.9% from the year before.

Source: Ocean County and Lacey Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Lacey Township
Unified School District	Lacey Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,200 (-) Land $166,300 Building $126,900	$293,200 (-) Land $166,300 Building $126,900
2025	$8,019.00 (+7.94%)	$293,200 Land $166,300 Building $126,900	$293,200 Land $166,300 Building $126,900
2024	$7,429.00
2023		$293,200 Land $166,300 Building $126,900	$293,200 Land $166,300 Building $126,900
2022	$6,635.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1226 Borealis Ct in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 337 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	337 in force
Nearby Flood Claims	652 (1978–2022)
Claims Outside the SFHA	5 of 652
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 303 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 77 claims Coastal Storms & Flooding, Apr 1984 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1226 Borealis Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LACEY TWP MUA serves 29,000 people · EPA ID NJ1512001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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