1226 Birch St, Sandpoint, ID 83864 Property Records

Bonner County property record for 1226 Birch St, Sandpoint, ID 83864

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,540 sqft · built 1998
Lot Size	0.384 acres (16,727 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,453 (2026)
Deeds & Mortgages	Jan 2021 Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RPS36380000030A`

Property Details

APN / Parcel Number

Primary APN	`RPS36380000030A`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,540 sqft Finished Area
1st Floor Area	2,540 sqft
Great Room	Great Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	16,727 sqft (0.384 acres)
Garage Type	Attached
Garage Area	88 sqft
Parking Spaces	2 Parking Spaces
Pole Barn	280 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1226 BIRCH ST
City	SANDPOINT
State	ID
Zip	83864-1128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	27-57N-2W WYLIE ADDITION LOT 3 CPWRS
Legal Range	02W
Legal Township	57N
Legal Section	27
Legal Subdivision	WYLIE ADDITION
Legal Lot Number	3
Jurisdiction	BONNER ID
Township / Civil Division	SANDPOINT
Census Block Group	2
Census Block	2019
Census Tract	950403

Owner

1226 Birch St is owned and occupied by two individuals who acquired it in May 2016.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1226 BIRCH ST, SANDPOINT, ID 83864-1128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Jul 10, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 6, 2016
Transfer Doc	0000888647
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1226 BIRCH ST, SANDPOINT, ID 83864-1128
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	975130
Date	Jan 27, 2021
Instrument	975130

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 1, 2040

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1226 BIRCH ST, SANDPOINT, ID 83864-1128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	907860
Date	Jul 10, 2017
Instrument	907860

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 10, 2047

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	1226 BIRCH ST, SANDPOINT, ID 83864-1128
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	FIDELITY NATIONAL AGENCY SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	944506
Date	Sep 4, 2019
Instrument	944506

Lender

Name	WYNDHAM CAPITAL MORTGAGE INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 1226 Birch St was $5,453 with a homeowner's exemption, up 11.6% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Municipality	Sandpoint City
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,453.00 (+11.56%) Homeowner's exemption	$961,955 (-0.78%) Land $271,665 Building $690,290	$961,955 (-0.78%) Land $271,665 Building $690,290
2025	$4,888.00 Homeowner's exemption	$969,485 Land $271,665 Building $697,820	$969,485 Land $271,665 Building $697,820
2023	$4,217.00 Homeowner's exemption	$913,112 Land $271,665 Building $641,447	$913,112 Land $271,665 Building $641,447

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1226 Birch St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1226 Birch St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDPOINT PUBLIC WORKS DEPT serves 12,284 people · EPA ID ID1090121
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Ting Fiber	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50
MountainLink Fixed Wireless	250 / 50
Kaniksu Internet Fixed Wireless	100 / 30
Intermax Networks Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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