1226 Bay Line Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 1226 Bay Line Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,778 sqft · built 2012
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,400 (Oct 2019)
Tax Bill	$5,965 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3261000F0033000R`

Property Details

APN / Parcel Number

Primary APN	`3261000F0033000R`
Alternative APNs	`R84057` `84057`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,778 sqft Living Area
Gross Area	3,534 sqft
1st Floor Area	2,778 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	115 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1226 BAY LINE DR
City	ROCKWALL
State	TX
Zip	75087-6112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKES PHASE 7A, BLOCK F, LOT 33
Legal Subdivision	CARUTH LAKES PHASE 7A
Legal Phase	7A
Legal Tract	33
Legal Block	F
Legal Lot Number	33
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3014
Census Tract	40202

Owner

Source: Rockwall County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1226 BAY LINE DR, ROCKWALL, TX 75087-6112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Jul 27, 2023	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF TEXAS
Oct 7, 2019	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Apr 24, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2019 · Amount on Record
Deed Sale	Oct 7, 2019 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	201917897
Prior Transfer Date	Oct 4, 2019
Prior Transfer Doc	0000017897
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Recording Date	Sep 21, 2026
Property Address	1226 BAY LINE DR, ROCKWALL, TX 75087-6112
Document Number	0000017936
Instrument Date	Sep 15, 2026
Instrument	202617936
Transaction Type	Mortgage
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 BAY LINE DR, ROCKWALL, TX 75087-6112

Mortgage

Document Number	0000017936,
Date	Sep 21, 2026
Instrument	202617936

Lender

Name	CREDIT UNION ONE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 5, 2046

Interest

Max Rate	-1%

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1226 BAY LINE DR, ROCKWALL, TX 75087-6112
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012383
Date	Jul 27, 2023
Instrument	20230000012383

Lender

Name	CREDIT UNION OF TEXAS
Type	Credit Union
Address	ALLEN, TX 75013

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Aug 5, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 7, 2019
Property Address	1226 BAY LINE DR, ROCKWALL, TX 75087-6112
Document Number	0000017897
Map Reference	CAB H SL 2015-216
Instrument Date	Oct 4, 2019
Instrument	20190000017897
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1312 AVENUE D, 1312, HONDO, TX 78861-1414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 BAY LINE DR, ROCKWALL, TX 75087-6112

Mortgage

Document Number	0000017898
Date	Oct 7, 2019
Instrument	20190000017898

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Apr 24, 2017
Property Address	1226 BAY LINE DR, ROCKWALL, TX 75087-6112
Document Number	0000007064
Instrument Date	Apr 21, 2017
Instrument	7064
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 BAY LINE DR ROCKWALL TX 750876112, ROCKWALL, TX 75087-6112

Mortgage

Document Number	7065
Date	Apr 24, 2017
Instrument	7065

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2047

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,988 (+1.59%) Land $150,000 Building $330,988	$480,988 (-0.78%) Land $150,000 Building $330,988
2025	$5,965.00 (+0.25%) Homeowner's exemption	$473,461 (-3.78%)	$484,748 (-1.49%) Land $150,000 Building $334,748
2024	$5,950.00 (+16.53%)
2023	$5,106.00 (-14.1%) Homeowner's exemption	$492,080 Land $177,000 Building $315,080	$492,080 Land $177,000 Building $315,080
2021	$5,944.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, Verizon.

Nearby Properties on Bay Line Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures