Charles County property record for 1226 Bannister Cir, Waldorf, MD 20602
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,878 sqft · built 1977 |
| Lot Size | 0.181 acres (7,877 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,900 (Aug 1989) |
| Tax Bill | $9,434 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-066119 |
| Primary APN | 06-066119 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,028 sqft |
| Basement Area | 850 sqft |
| Finished Basement | 850 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,877 sqft (0.181 acres) |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 066119 |
|---|---|
| Street Address | 1226 BANNISTER CIR |
| City | WALDORF |
| State | MD |
| Zip | 20602-1537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | L-56 B-83 S-VII BANNISTER NEIGHBORHOOD ST CHARLES SUB |
| Legal Subdivision | ST CHARLES SUB |
| Legal Block | 83 |
| Legal Lot Number | 56 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 850906 |
1226 Bannister Cir is owned and occupied by an individual who bought it in August 1989.
Source: Charles County records, as of September 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1226 BANNISTER CIR, WALDORF, MD 20602-1537 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 2, 1989 · Amount on File |
| Deed Sale | Aug 2, 1989 · Amount on File |
| Prior Sale | May 9, 1986 · Amount on File |
| Deed Book / Page | 1400 / 214 |
| Transfer Doc | 0024310091 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 1226 BANNISTER CIR, WALDORF, MD 20602-1537 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2023 |
| Title Company | MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1226 BANNISTER CIR, WALDORF, MD 20602-1537 |
| Document Number | 0131280110 |
|---|---|
| Date | Nov 29, 2023 |
| Book Page | 13128/110 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
The 2025 property tax bill for 1226 Bannister Cir was $9,434 with a homeowner's exemption.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $317,233 (+4.26%) | $330,200 (-) Land $120,000 Building $210,200 | |
| 2025 | $9,434.00 Homeowner's exemption | $304,267 | $330,200 Land $120,000 Building $210,200 |
| 2023 | $3,872.00 | $269,800 | $291,300 Land $120,000 Building $171,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1226 Bannister Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1226 Bannister Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures