1226 Back Bone Rd, Sparta, TN 38583 Property Records

DeKalb County property record for 1226 Back Bone Rd, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,465 sqft · built 2023
Lot Size	7.32 acres (319,295 sqft)
Owner	Individual Name on Record
Last Sale	$38,900 (Jan 2022)
Tax Bill	$2,358 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021052 00805`

Property Details

APN / Parcel Number

Primary APN	`021052 00805`
Alternative APN	`052 00805`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,465 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	319,295 sqft (7.32 acres)
Garage Type	Finished
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1226 BACK BONE RD
City	SPARTA
State	TN
Zip	38583-6539
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:14 MAP REF:052
Jurisdiction	DE KALB TN
Township / Civil Division	5
Census Block Group	2
Census Block	2032
Census Tract	920101

Owner

Source: DeKalb County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1226 BACK BONE RD, SPARTA, TN 38583-6539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLWORTH BANK
Nov 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK
Feb 15, 2023	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY STATE BANK
Jan 12, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2022 · Amount on Record
Deed Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	0000515229
Deed Book / Page	515 / 229
Last Transfer Date	Jan 12, 2022
Transfer Doc	0005150229
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1226 BACK BONE RD, SPARTA, TN 38583-6539
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 BACK BONE RD, SPARTA, TN 38583-6539

Mortgage

Document Number	0006150000000221
Date	Mar 11, 2026
Book Page	0000000615/0000000221
Instrument	223390

Lender

Name	WELLWORTH BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1226 BACK BONE RD, SPARTA, TN 38583-6539
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 BACK BONE RD, SPARTA, TN 38583-6539

Mortgage

Document Number	0005610000000198
Date	Nov 16, 2023
Book Page	0000000561/0000000198
Instrument	211712

Lender

Name	CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB TN
Property Address	1226 BACK BONE RD, SPARTA, TN 38583-6539
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005430000000354
Date	Feb 15, 2023
Book Page	0000000543/0000000354
Instrument	207925

Lender

Name	LIBERTY STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB TN
Recording Date	Jan 12, 2022
Property Address	1226 BACK BONE RD, SPARTA, TN 38583-6539
Document Number	0005150229
Book / Page	515 / 229
Instrument Date	Jan 5, 2022
Instrument	201550
Transaction Type	Transfer
Record Updated	Apr 2, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2830 HAYDN ST, WOODSTOCK, IL 60098-8053

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	DeKalb County
Unified School District	DeKalb County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,358.00	$93,950 (-) Land $18,900 Building $75,050
2023		$93,950 Land $18,900 Building $75,050
2021			$375,800 Land $75,600 Building $300,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEWHITE UTILITY DISTRICT serves 8,467 people · EPA ID TN0000190
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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