1226 Arbor Ave, Monroe, MI 48162 Property Records

Monroe County property record for 1226 Arbor Ave, Monroe, MI 48162

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 962 sqft · built 1956
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Jul 2020)
Tax Bill	$2,507 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`55-59-00194-000`

Property Details

APN / Parcel Number

Primary APN	`55-59-00194-000`
Alternative APN	`55 590 019 40`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	962 sqft Living Area
1st Floor Area	962 sqft
Basement Area	962 sqft
Finished Basement	962 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	120 ft deep x 40 ft wide
Terrain	Rolling
Driveway	Driveway
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1226 ARBOR AVE
City	MONROE
State	MI
Zip	48162-3018
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	GARDEN HOME SUBDIVISION LOT 95
Legal Subdivision	GARDEN HOME SUBDIVISION
Legal Lot Number	95
Jurisdiction	MONROE MI
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1005
Census Tract	831700

Owner

1226 Arbor Ave is owned and occupied by an individual who bought it in July 2020.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	1226 ARBOR AVE, MONROE, MI 48162-3018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 26, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage MONROE BANK & TRUST
Jul 30, 2020	Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG
Jun 4, 2018	Quit Claim Deed, Transfer LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on File
Deed Sale	Jul 30, 2020 · Amount on File
Prior Sale	Jul 8, 2014 · Amount on File
Deed Document Number	202014913
Prior Transfer Date	Jul 26, 2012
Prior Transfer Doc	201217391
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Recording Date	Apr 29, 2026
Property Address	1226 ARBOR AVE, MONROE, MI 48162-3018
Document Number	0000007606
Instrument Date	Feb 25, 2026
Instrument	20267606
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 ARBOR AVE, MONROE, MI 48162-3018

Mortgage

Document Number	0000007606,
Date	Apr 29, 2026
Instrument	20267606

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	292 Months
Due	Aug 1, 2050

Interest

Rate	6.1%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1226 ARBOR AVE, MONROE, MI 48162-3018
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 ARBOR AVE, MONROE, MI 48162-3018

Mortgage

Document Number	2021R07893
Date	Mar 26, 2021
Instrument	2021R07893

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Aug 1, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	1226 ARBOR AVE, MONROE, MI 48162-3018
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009771
Date	Jun 4, 2018
Instrument	2018R09771

Lender

Name	MONROE BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2038

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jul 30, 2020
Property Address	1226 ARBOR AVE, MONROE, MI 48162-3018
Document Number	0000014913
Instrument Date	Jul 27, 2020
Instrument	14913
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1701 MAGNOLIA BLVD MONROE MI 481611710, MONROE, MI 48161-1710

Mortgage

Document Number	14914
Date	Jul 30, 2020
Instrument	14914

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE MI
Recording Date	Jun 4, 2018
Property Address	1226 ARBOR AVE, MONROE, MI 48162-3018
Document Number	0000009772
Instrument Date	May 18, 2018
Instrument	9772
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	LAWYERS TITLE AGENCY/MONROE, LAWYERS TITLE AGCY/MONROE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1226 ARBOR AVE MONROE MI 481623018, MONROE, MI 48162-3018

Tax Assessment & Valuation

The 2025 property tax bill for 1226 Arbor Ave was $2,507 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,900 (+5.92%) Land $76,900	$153,800 (+5.92%) Land $153,800
2025	$2,507.00 Homeowner's exemption	$72,600 Land $72,600	$145,200 Land $145,200
2023	$2,247.00 Homeowner's exemption	$54,180	$108,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1226 Arbor Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1226 Arbor Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE serves 49,467 people · EPA ID MI0004450
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Mercury Fiber Fixed Wireless	150 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Spectrum, Verizon.

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