Flathead County property record for 1226 3rd St W, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 845 sqft · built 1959 |
| Lot Size | 0.241 acres (10,498 sqft) |
| Owner | Individual Name on File |
| Last Sale | $162,200 (Jul 2015) |
| Tax Bill | $2,343 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | R0794847 |
| Primary APN | R0794847 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 845 sqft Living Area |
| 1st Floor Area | 845 sqft |
| Basement Area | 845 sqft |
| Finished Basement | 845 sqft |
| Family Room | Family Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,498 sqft (0.241 acres) |
| Lot Dimensions | 140 ft deep x 75 ft wide |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 45 sqft |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000975004 |
|---|---|
| Street Address | 1226 3RD ST W |
| City | KALISPELL |
| State | MT |
| Zip | 59901-4211 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STORMS MERIDIAN LOTS, S13, T28 N, R22 W, BLOCK 2, LOT 5, 6 E2, ASSR #0000975004 |
| Legal Range | 22W |
| Legal Township | 28N |
| Legal Section | 13 |
| Legal Subdivision | STORMS MERIDIAN LOTS |
| Legal Block | 2 |
| Legal Lot Number | 5-6 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1101 |
1226 3rd St W is owned by an individual who bought it in July 2015.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 7725, KALISPELL, MT 59904-0725 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2015 · Amount on File |
| Deed Sale | Jul 2, 2015 · Amount on File |
| Deed Document Number | 201513411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 1226 3RD ST W, KALISPELL, MT 59901-4211 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 202000013811 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 202000013811 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2040 |
The 2026 property tax bill for 1226 3rd St W was $2,343.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Municipality | Kalispell City |
| Secondary School District | Flathead High School District (09 - 12) |
| Elementary School District | Kalispell Elementary School District (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,343.00 | $438,500 | |
| 2025 | $438,500 Land $95,375 Building $343,125 | ||
| 2023 | $3,617.00 | $361,400 | $361,400 Land $79,575 Building $281,825 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1226 3rd St W in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1226 3rd St W is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KALISPELL PUBLIC WORKS serves 25,000 people · EPA ID MT0000259 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vero Fiber Fiber | 2,500 / 2,500 |
| MontanaSky Networks Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Glacier Broadband Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bullitt Communications Fixed Wireless | 100 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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