1226 194th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 1226 194th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,821 sqft · built 2003
Lot Size	0.118 acres (5,140 sqft)
Owner	2 Individual Names on Record
Last Sale	$510,000 (Jul 2022)
Tax Bill	$5,014 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`500305-0-910`

Property Details

APN / Parcel Number

Primary APN	`500305-0-910`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,821 sqft Living Area
Gross Area	2,325 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Bi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,140 sqft (0.118 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	1226 194TH ST E
City	SPANAWAY
State	WA
Zip	98387-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	SECTION 03 TOWNSHIP 18 RANGE 03 QUARTER 21 CRESCENT POND PDD L 91 TOG/W 1/99TH UNDIV INT IN TR A, B, C & D EASE OF REC OUT OF 2-038 SEG R0415 12/9/02MD
Legal Range	03
Legal Township	18
Legal Section	03
Legal Subdivision	CRESCENT POND PDD
Legal Tract	A
Legal Block	C
Legal Lot Number	91
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1003
Census Tract	71411

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1226 194TH ST E, SPANAWAY, WA 98387-3402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · VA Mortgage NONE LISTED ON DOCUMENT
Jul 22, 2022	Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jan 27, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	2022108
Prior Transfer Date	Jan 27, 2003
Prior Transfer Doc	0000000392
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jun 22, 2026
Property Address	1226 194TH ST E, SPANAWAY, WA 98387-3402
Document Number	0000000231
Instrument Date	Jun 9, 2026
Instrument	2026231
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 194TH ST E, SPANAWAY, WA 98387-3402

Mortgage

Document Number	0000000231,
Date	Jun 22, 2026
Instrument	2026231

Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	325 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 22, 2022
Property Address	1226 194TH ST E, SPANAWAY, WA 98387-3402
Document Number	0007220108
Map Reference	DOC 200212035005
Instrument Date	Jul 14, 2022
Instrument	202207220108
Transaction Type	Transfer
Record Updated	Oct 31, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,178.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007220109
Date	Jul 22, 2022
Instrument	202207220109

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1226 194TH ST E, SPANAWAY, WA 98387-3402
Document Number	2010090132
Instrument Date	Oct 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 194TH ST E SPANAWAY WA 983873402, SPANAWAY, WA 98387-3402

Mortgage

Document Number	2010090132
Date	Oct 9, 2020
Instrument	202010090132

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1226 194TH ST E, SPANAWAY, WA 98387-3402
Document Number	2002180300
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 194TH ST E SPANAWAY WA 983873402, SPANAWAY, WA 98387-3402

Mortgage

Document Number	2002180300
Date	Feb 18, 2020
Instrument	202002180300

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	1226 194TH ST E, SPANAWAY, WA 98387-3402
Document Number	2009300105
Instrument Date	Jan 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 194TH ST E SPANAWAY WA 983873402, SPANAWAY, WA 98387-3402

Mortgage

Document Number	2009300105
Date	Sep 30, 2020
Instrument	202009300105

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2050

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,014.00 (+1.07%)	$440,900 (+6.96%) Land $145,800 Building $295,100	$440,900 (+6.96%) Land $145,800 Building $295,100
2025	$4,961.00 (+2.61%)
2024	$4,835.00 (-1.65%)	$412,200 (-3.44%) Land $152,600 Building $259,600	$412,200 (-3.44%) Land $152,600 Building $259,600
2023	$4,916.00	$426,900 Land $144,700 Building $282,200	$426,900 Land $144,700 Building $282,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Lightcurve, Verizon.

Nearby Properties on 194th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures