1226 11th St, Des Moines, IA 50314 Property Records

Polk County property record for 1226 11th St, Des Moines, IA 50314

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,404 sqft · built 2006
Lot Size	0.349 acres (15,180 sqft)
Owner	2 Individual Names on Record
Last Sale	$6,500 (Apr 2013)
Tax Bill	$3,136 (2024)
Deeds & Mortgages	May 2026 Line of Credit Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`080/06510-001-000`

Property Details

APN / Parcel Number

Primary APN	`080/06510-001-000`
Alternative APNs	`08006510000000` `792434381020`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	676 sqft
Upper Floors Area	728 sqft
Basement Area	676 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	15,180 sqft (0.349 acres)
Lot Dimensions	132 ft deep x 115 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	156 sqft
Deck Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1226 11TH ST
City	DES MOINES
State	IA
Zip	50314-2345
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 6 & 7 & 15F VAC ALLEY LYG N & ADJ LT 7 BLK 1 SUMMIT PARK
Legal Subdivision	SUMMIT PARK
Legal Block	1
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	3
Census Block	3008
Census Tract	5000

Owner

Source: Polk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1226 11TH ST, DES MOINES, IA 50314-2345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CREDIT UNION
Aug 17, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU
Feb 20, 2020	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2013 · Amount on Record
Deed Sale	Apr 23, 2013 · Amount on Record
Prior Sale	Dec 17, 2007 · Amount on Record
Deed Document Number	201395293
Deed Book / Page	14753 / 972
Prior Transfer Date	Aug 14, 1997
Prior Transfer Doc	0000013767
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Recording Date	May 18, 2026
Property Address	1226 11TH ST, DES MOINES, IA 50314-2345
Document Number	0000028449
Book / Page	20520 / 868
Instrument Date	May 15, 2026
Instrument	202628449
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 11TH ST, DES MOINES, IA 50314-2345

Mortgage

Document Number	0000028449,
Date	May 18, 2026
Book Page	20520/868
Instrument	202628449

Lender

Name	COMMUNITY CHOICE CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1226 11TH ST, DES MOINES, IA 50314-2345
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066512
Date	Aug 17, 2022
Book Page	19234/731
Instrument	2022-00066512

Lender

Name	COMMUNITY CHOICE CU
Type	Credit Union
Address	JOHNSTON, IA 50131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK IA
Property Address	1226 11TH ST, DES MOINES, IA 50314-2345
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000070931
Date	Feb 20, 2020
Book Page	17705/0451
Instrument	2019-00070931

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$195,600 (+15.13%) Land $19,700 Building $175,900	$195,600 (+15.13%) Land $19,700 Building $175,900
2024	$3,136.00 (-2.06%)
2023		$169,900 Land $16,900 Building $153,000	$169,900 Land $16,900 Building $153,000
2020	$3,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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