1226 10th St, Beloit, WI 53511 Property Records

Rock County property record for 1226 10th St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1936
Lot Size	0.125 acres (5,445 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Nov 2019)
Tax Bill	$1,712 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 12651080`

Property Details

APN / Parcel Number

Primary APN	`206 12651080`
Alternative APN	`12651080`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	4 Rooms
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,445 sqft (0.125 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	206 12651080
Street Address	1226 10TH ST
City	BELOIT
State	WI
Zip	53511-4354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 7 B 1 JOHN AND HUGH JR MC GAVOCKS SECOND ADD
Legal Subdivision	MC GAVOCKS SECOND ADD
Legal Lot Number	7
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2009
Census Tract	1700

Owner

Source: Rock County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1226 10TH ST, BELOIT, WI 53511-4354
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CENTER LLC
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Nov 27, 2019	Warranty Deed, Transfer · FHA Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2019 · Amount on Record
Deed Sale	Nov 27, 2019 · Amount on Record
Deed Document Number	20192142244
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Recording Date	May 29, 2026
Property Address	1226 10TH ST, BELOIT, WI 53511-4354
Document Number	0002310777
Instrument Date	May 22, 2026
Instrument	20262310777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 10TH ST, BELOIT, WI 53511-4354

Mortgage

Document Number	0002310777,
Date	May 29, 2026
Instrument	20262310777

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1226 10TH ST, BELOIT, WI 53511-4354
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002142247
Date	Nov 27, 2019
Instrument	2142247

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2029

Interest

Rate Type	Fixed Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Nov 27, 2019
Property Address	1226 10TH ST, BELOIT, WI 53511-4354
Document Number	0002142244
Instrument Date	Nov 20, 2019
Instrument	2142244
Transaction Type	Transfer
Record Updated	Apr 11, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 10TH ST, BELOIT, WI 53511-4354

Mortgage

Document Number	0002142245
Date	Nov 27, 2019
Instrument	2142245

Lender

Name	OLD NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,712.00 (+27.86%) Homeowner's exemption	$113,800 (+21.19%) Land $12,000 Building $101,800	$125,000 (+17.04%)
2023	$1,339.00 Homeowner's exemption	$93,900 Land $12,000 Building $81,900	$106,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 795 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Nearby Properties on 10th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures