12257 Coldwater Rd, Flushing, MI 48433 Property Records

Genesee County property record for 12257 Coldwater Rd, Flushing, MI 48433

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 2,088 sqft · built 1970
Lot Size	0.707 acres (30,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$174,900 (May 2019)
Tax Bill	$4,186 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-19-100-008`

Property Details

APN / Parcel Number

Primary APN	`08-19-100-008`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	1,584 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	30,797 sqft (0.707 acres)
Lot Dimensions	350 ft deep x 88 ft wide
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12257 COLDWATER RD
City	FLUSHING
State	MI
Zip	48433-3402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Description	A PARCEL OF LAND BEG AT N 1/4 COR OF SEC TH S 89 DEG 55 MIN W 88 FT TH S 0 DEG 01 MIN 05 SEC E 350 FT TH N 89 DEG 55 MIN E 88
Legal Range	05E
Legal Township	08N
Legal Section	19
Jurisdiction	GENESEE MI
Township / Civil Division	FLUSHING
Census Block Group	2
Census Block	2009
Census Tract	10700

Owner

Source: Genesee County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12257 COLDWATER RD, FLUSHING, MI 48433-3402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit FREEDOM MORTGAGE CORPORATION
May 6, 2021	Deed of Trust, Mortgage · VA Mortgage LEGACY MORTGAGE
Jun 4, 2021	Intrafamily Transfer, Transfer
May 1, 2019	Warranty Deed, Transfer FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2019 · Amount on Record
Deed Sale	May 1, 2019 · Amount on Record
Prior Sale	Nov 4, 2009 · Amount on Record
Deed Document Number	201921926
Prior Transfer Date	Nov 21, 2008
Prior Transfer Doc	0000079558
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Recording Date	Sep 29, 2026
Property Address	12257 COLDWATER RD, FLUSHING, MI 48433-3402
Document Number	0000055057
Instrument Date	Sep 17, 2026
Instrument	202692955057
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12257 COLDWATER RD, FLUSHING, MI 48433-3402

Mortgage

Document Number	0000055057,
Date	Sep 29, 2026
Instrument	202692955057

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 13, 2046

Interest

Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	12257 COLDWATER RD, FLUSHING, MI 48433-3402
Transaction Type	Mortgage
Record Updated	Jun 14, 2023
Title Company	AMERICA TITLE, AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000045745
Date	May 6, 2021
Instrument	202105060045745

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Jun 4, 2021
Property Address	12257 COLDWATER RD, FLUSHING, MI 48433-3402
Document Number	202106040052920
Instrument Date	May 6, 2021
Instrument	202106040052920
Transaction Type	Transfer
Record Updated	Jul 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12257 COLDWATER RD, FLUSHING, MI 48433-3402

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 1, 2019
Property Address	12257 COLDWATER RD, FLUSHING, MI 48433-3402
Document Number	201905010021926
Instrument Date	Apr 19, 2019
Instrument	201905010021926
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12257 COLDWATER RD, 12257, FLUSHING, MI 48433-3402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12257 COLDWATER RD, FLUSHING, MI 48433-3402

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flushing Charter Township
Unified School District	Flushing Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,200 (+4.97%) Land $13,400 Building $142,800	$312,400 (+4.97%) Land $26,800 Building $285,600
2025	$4,186.00 (+2.47%) Homeowner's exemption	$148,800 (+14.64%)	$297,600 (+14.64%)
2024	$4,085.00 (+12.75%)
2023		$129,800	$259,600
2021	$3,623.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: Brightspeed, Lennon Telephone Company, Verizon.

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