12256 Star Shell Dr, Matlacha Isles (Cape Coral), FL 33991 Property Records

Lee County property record for 12256 Star Shell Dr, Matlacha Isles, FL 33991

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,018 sqft · built 1983
Lot Size	0.224 acres (9,757 sqft)
Owner	2 Individual Names on File
Last Sale	$635,000 (Jun 2021)
Tax Bill	$6,874 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`18-44-23-07-00000.0050`

Property Details

APN / Parcel Number

Primary APN	`18-44-23-07-00000.0050`
Alternative APNs	`23184407000000050` `10072099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,018 sqft Living Area
Gross Area	3,635 sqft
1st Floor Area	1,730 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Metal
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	130 ft deep x 75 ft wide
View / Lot	Canal Front
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	549 sqft
Porch	Florida Room
Porch Area	304 sqft
Deck Area	460 sqft
Patio Area	549 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10072099
Street Address	12256 STAR SHELL DR
City	MATLACHA ISLES
State	FL
Zip	33991-1686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-W
Legal Description	MATLACHA ISLES UNIT 4 PB 28 PG 158 LOT 5
Legal Range	23E
Legal Township	44S
Legal Section	18
Legal Subdivision	CAPE CORAL MATLACHA ISLES
Legal Tract	07
Legal Block	2
Legal Lot Number	5
Legal Unit	4
Jurisdiction	LEE FL
Township / Civil Division	CAPE CORAL
Census Block Group	2
Census Block	2011
Census Tract	10109

Owner

12256 Star Shell Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Lee County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12256 STAR SHELL DR, MATLACHA ISLES, FL 33991-1686
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Nov 7, 2002 · Amount on File
Deed Document Number	2021178733
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jun 1, 2021
Property Address	12256 STAR SHELL DR, MATLACHA ISLES, FL 33991-1686
Document Number	0000178733
Map Reference	MB 28 PG 158
Instrument Date	May 27, 2021
Instrument	2021000178733
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,445.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12256 STAR SHELL DR, 12256, MATLACHA ISLES, FL 33991-1686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 GLENMONT RD, RIVER FALLS, WI 54022-8022

Mortgage

Document Number	0000178734
Date	Jun 1, 2021
Instrument	2021000178734

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 12256 Star Shell Dr was $6,874 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$497,321 (+2.7%)	$599,223 (+23.74%) Land $395,869 Building $203,354
2025	$6,874.00 Homeowner's exemption	$484,246 Land $385,649 Building $98,597	$484,246 Land $385,649 Building $98,597
2023	$8,928.00 (+3.79%) Homeowner's exemption	$620,718 (+3.72%) Land $446,376 Building $174,342	$620,718 (+3.72%) Land $446,376 Building $174,342
2022	$8,602.00 Homeowner's exemption	$598,437 Land $282,000 Building $316,437	$598,437 Land $282,000 Building $316,437

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12256 Star Shell Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 357 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	413 units insured incl. 56 condo units
Nearby Flood Claims	93 (2022–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 30 claims Hurricane Ian, Oct 2022 · 26 claims Hurricane Ian, Sep 2022 · 27 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12256 Star Shell Dr is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREATER PINE ISLAND WATER ASSOCIATION private · serves 15,725 people · EPA ID FL5360322
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250