12254 Pebblepointe Pass, Carmel, IN 46033 Property Records

Hamilton County property record for 12254 Pebblepointe Pass, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,758 sqft · built 1995
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$8,093 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-33-013-009.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-33-013-009.000-018`
Alternative APN	`1610330013009000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,758 sqft Living Area
1st Floor Area	2,192 sqft
2nd Floor Area	831 sqft
Basement Area	1,299 sqft
Finished Basement	735 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	158 ft deep x 123 ft wide
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1610330013009000
Street Address	12254 PEBBLEPOINTE PASS
City	CARMEL
State	IN
Zip	46033-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .33, SECTION 33, TOWNSHIP 18, RANGE 4, BAYHILL, SECTION 2, LOT 39
Legal Range	04
Legal Township	18
Legal Section	33
Legal Subdivision	BAYHILL
Legal Block	2
Legal Lot Number	39
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2008
Census Tract	110912

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	12254 PEBBLEPOINTE PASS, CARMEL, IN 46033-9681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2015
Deed Sale	Aug 25, 2015
Prior Sale	Oct 5, 2011 · Amount on Record
Deed Document Number	2015044811
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	12254 PEBBLEPOINTE PASS, CARMEL, IN 46033-9681
Document Number	0000032555
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12254 PEBBLEPOINTE PASS CARMEL IN 460339681, CARMEL, IN 46033-9681

Mortgage

Document Number	0000032555
Date	Jun 1, 2020
Instrument	32555

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$733,100 (+3.43%) Land $190,400 Building $542,700	$733,100 (+3.43%) Land $190,400 Building $542,700
2024	$8,093.00 (+14.75%)	$708,800 (+12.31%) Land $190,400 Building $518,400	$708,800 (+12.31%) Land $190,400 Building $518,400
2023	$7,053.00 (+15.02%) Homeowner's exemption	$631,100 (+17.61%) Land $145,300 Building $485,800	$631,100 (+17.61%) Land $145,300 Building $485,800
2022	$6,132.00 Homeowner's exemption	$536,600 Land $145,300 Building $391,300	$536,600 Land $145,300 Building $391,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20