12252 Red Rust Ln, Charlotte, NC 28277 Property Records

Mecklenburg County property record for 12252 Red Rust Ln, Charlotte, NC 28277

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 1,855 sqft · built 2008
Lot Size	0.056 acres (2,463 sqft)
Owner	Individual Name on File
Last Sale	$475,500 (May 2022)
Tax Bill	$3,242 (2023)
Deeds & Mortgages	Aug 2021 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`229-443-33`

Property Details

APN / Parcel Number

Primary APN	`229-443-33`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,855 sqft Heated Area
Gross Area	2,283 sqft
1st Floor Area	753 sqft
Upper Floors Area	1,106 sqft

Exterior

Year Built	Built 2008
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	2,463 sqft (0.056 acres)
Garage Area	380 sqft
Porch	Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	229-443-33
Street Address	12252 RED RUST LN
City	CHARLOTTE
State	NC
Zip	28277-3815
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MX-1(INNOV)
Legal Description	L114 M50-931
Legal Subdivision	SEDONA/STONE CRK RANCH
Legal Lot Number	114
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2026
Census Tract	5845

Owner

12252 Red Rust Ln, a townhouse, is owned and occupied by an individual who bought it in May 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12252 RED RUST LN, CHARLOTTE, NC 28277-3815
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
May 16, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 16, 2022 · Amount on File
Deed Sale	May 16, 2022 · Amount on File
Prior Sale	May 10, 2013 · Amount on File
Deed Document Number	0037344203
Deed Book / Page	37344 / 203
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	12252 RED RUST LN, CHARLOTTE, NC 28277-3815
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000160902
Date	Aug 20, 2021
Book Page	36435/434
Instrument	2021160902

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2036

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	May 16, 2022
Property Address	12252 RED RUST LN, CHARLOTTE, NC 28277-3815
Document Number	0000074618
Book / Page	37344 / 203
Map Reference	MB 50 PG 931
Instrument Date	May 16, 2022
Instrument	2022074618
Transaction Type	Transfer
Record Updated	May 25, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$951.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1120 BALDWIN DR, LANCASTER, SC 29720-8122

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074619
Date	May 16, 2022
Instrument	2022074619

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.19%
Type Change Date	Jun 1, 2027
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	6.19%
Index	Other
Max Rate	9.19%

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 12252 Red Rust Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12252 Red Rust Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMPLIGHTER SOUTH-DANBY private · serves 3,297 people · EPA ID NC0160156
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2025
Also Mapped Here	UNION COUNTY WATER SYSTEM
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Windstream DSL · Fiber in parts of the area	100 / 20

May also be available: AT&T.

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