12250 McDonald Rd, Covington, LA 70433 Property Records

St. Tammany Parish property record for 12250 McDonald Rd, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	1,929 sqft · built 2008
Lot Size	7.09 acres (308,840 sqft)
Owner	2 Individual Names on File
Last Sale	$373,503 (Mar 2025)
Tax Bill	$1,949 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Mortgage + 3 more
APN	`103-110-3857`

Property Details

APN / Parcel Number

Primary APN	`103-110-3857`
Alternative APN	`1531`

Interior

Building Area	1,929 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Lot Area	308,840 sqft (7.09 acres)

Location & Zoning

Street Address	12250 MCDONALD RD
City	COVINGTON
State	LA
Zip	70433-0833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28 6 10 7.09 ACS M/L
Legal Subdivision	MCDONALD RD
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	3
Census Block Group	1
Census Block	1029
Census Tract	40308

Owner

12250 McDonald Rd is owned and occupied by two individuals who bought it in March 2025.

Source: St. Tammany Parish records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12250 MCDONALD RD, COVINGTON, LA 70433-0833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage EMORTGAGE FUNDING LLC
Oct 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE
Mar 11, 2009	Deed of Trust, Mortgage WHITNEY NATIONAL BANK
Oct 18, 2010	Deed of Trust, Mortgage · FHA Mortgage NOLA LENDING GROUP LLC
Mar 14, 2025	Intrafamily Transfer, Transfer · FHA Mortgage NATIONSTAR MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	Oct 31, 2023 · Amount on File
Deed Document Number	20252442089
Prior Transfer Date	Mar 5, 2025
Prior Transfer Doc	0002442089
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	12250 MCDONALD RD, COVINGTON, LA 70433-0833
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002484514
Date	Mar 16, 2026
Instrument	2484514

Lender

Name	EMORTGAGE FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	12250 MCDONALD RD, COVINGTON, LA 70433-0833
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002390044
Date	Oct 18, 2023
Instrument	2390044

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	12250 MCDONALD RD, COVINGTON, LA 70433-0833
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001717926
Date	Mar 11, 2009
Instrument	1717926

Lender

Name	WHITNEY NATIONAL BANK
Type	Bank
Address	NEW ORLEANS, LA 70161

Agreement

Amount	Amount on Record

Interest

Rate	12%

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	12250 MCDONALD RD, COVINGTON, LA 70433-0833
Transaction Type	Mortgage
Record Updated	Feb 6, 2026
Title Company	ALL AMERICAN TITLE AGENCY LLC, ALL AMERICAN TITLE AGENCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001788941
Date	Oct 18, 2010
Instrument	1788941

Lender

Name	NOLA LENDING GROUP LLC
Type	Mortgage Company
Address	BATON ROUGE, LA 70816

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2040

March 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT TAMMANY LA
Recording Date	Mar 14, 2025
Property Address	12250 MCDONALD RD, COVINGTON, LA 70433-0833
Document Number	0002442089
Instrument Date	Mar 5, 2025
Instrument	2442089
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12250 MCDONALD RD, COVINGTON, LA 70433-0833

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12250 MCDONALD RD, COVINGTON, LA 70433-0833

Mortgage

Document Number	0002442090
Date	Mar 14, 2025
Instrument	2442090

Lender

Name	NATIONSTAR MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 12250 McDonald Rd was $1,949 with a homeowner's exemption, down 3.4% from the year before.

Source: St. Tammany Parish assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,949.00 (-3.42%) Homeowner's exemption	$23,243 (-) Land $2,186 Building $21,057	$232,430 (-) Land $21,864 Building $210,566
2024	$2,018.00 (+13.18%) Homeowner's exemption	$23,243 (+13.67%) Land $2,186 Building $21,057	$232,430 (+13.67%) Land $21,864 Building $210,566
2023	$1,783.00 Homeowner's exemption	$20,447 (-) Land $2,187 Building $18,260	$204,470 (-2.39%) Land $21,870 Building $182,600
2022	$1,783.00 Homeowner's exemption	$20,447 Land $2,187 Building $18,260	$209,470 Land $26,870 Building $182,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 12250 McDonald Rd; there have been 87 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 598 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	598 in force
Nearby Flood Claims	87 (2015–2023)
Claims Outside the SFHA	21 of 87
Most Recent Claim	Jun 2023 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 13 claims Severe Storms And Flooding, Aug 2016 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12250 McDonald Rd is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 94% of Louisiana
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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