Saginaw County property record for 12250 Ederer Rd, Hemlock, MI 48626 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,100 sqft Living Area |
| Lot Size | 130,680 sqft (3 acres) |
| Garage | 2,040 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,550.00 (2025) |
Source: Saginaw County records · APN 28-12-3-31-4004-002
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12250 EDERER RD, HEMLOCK, MI 48626-9425 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 01, 2025 | Deed of Trust, Mortgage · Line of Credit HEALTH ADVANTAGE FEDERAL CREDIT UNION |
| Apr 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WANIGAS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 14, 2016 |
| Transfer Doc | 0000020054 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12250 EDERER RD, HEMLOCK, MI 48626-9425 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 12250 EDERER RD, HEMLOCK, MI 48626-9425 |
| Document Number | 0000027695 |
|---|---|
| Date | Dec 01, 2025 |
| Instrument | 2025027695 |
| Name | HEALTH ADVANTAGE FEDERAL CREDIT UNION |
|---|---|
| Address | PO BOX 6160, SAGINAW, MI 48608 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 30, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12250 EDERER RD, HEMLOCK, MI 48626-9425 |
| Document Number | 0000011541 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | MID-STATE TITLE SERVICES INC, MID-STATE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12250 EDERER RD HEMLOCK MI 486269425, HEMLOCK, MI 48626-9425 |
| Document Number | 0000011541 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 11541 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 21, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 12250 EDERER RD, HEMLOCK, MI 48626-9425 |
| Document Number | 0000024540 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | MID-STATE TITLE SERVICES INC, MID-STATE TITLE SVCS INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 12250 EDERER RD HEMLOCK MI 486269425, HEMLOCK, MI 48626-9425 |
| Document Number | 0000024540 |
|---|---|
| Date | Sep 30, 2019 |
| Instrument | 24540 |
| Name | WANIGAS CU |
|---|---|
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 29, 2034 |
Source: Saginaw County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Hemlock Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $195,700 (+26.1%) | $391,400 (+26.1%) | |
| 2025 | $1,550.00 (-64.84%) Homeowner's exemption | ||
| 2023 | $155,200 | $310,400 | |
| 2022 | $4,408.00 |
Source: FEMA National Flood Hazard Layer, Saginaw County (26145C), updated March 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 12% of Michigan |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 28-12-3-31-4004-002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,100 sqft Living Area |
| 1st Floor | 2,100 sqft 1st Floor |
| Basement Area | 2,100 sqft Basement |
| Unfinished Basement | 2,100 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Parking Spaces | 7 Parking Spaces |
| Garage Area | 2,040 sqft Garage |
| Porch | Covered Porch |
| Porch Area | 24 sqft Porch |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 12250 EDERER RD |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9425 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | E 250 FT OF S 522 FT OF SW 1/4 OF SE 1/4 3.0 ACRES SEC 31 T12N R3E |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 31 |
| Jurisdiction | SAGINAW MI |
| Minor Civil Division | THOMAS |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 12003 |
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