Cleveland County property record for 1225 Washington St, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 1,298 sqft · built 1973 |
| Lot Size | 0.507 acres (22,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $281,000 (Apr 2023) |
| Tax Bill | $2,739 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Jun 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12096 |
| Primary APN | 12096 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,298 sqft Finished Area |
| Basement Area | 720 sqft |
| Finished Basement | 320 sqft |
| Unfinished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 22,100 sqft (0.507 acres) |
| Lot Dimensions | 130 ft deep x 170 ft wide |
| Porch | Slab |
| Porch Area | 120 sqft |
| Deck Area | 500 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1356037 |
|---|---|
| Street Address | 1225 WASHINGTON ST |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-2673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #85-86 WESTOVER DEV PB 3-52 |
| Legal Subdivision | WESTOVER DEV |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950400 |
1225 Washington St is owned and occupied by two individuals who bought it in April 2023.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1225 WASHINGTON ST, KINGS MOUNTAIN, NC 28086-2673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2023 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 30, 2022 | Warranty Deed, Transfer |
| Dec 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2023 · Amount on File |
| Deed Sale | Apr 18, 2023 · Amount on File |
| Prior Sale | Jun 30, 2022 · Amount on File |
| Deed Document Number | 2023200086304 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Apr 18, 2023 |
| Property Address | 1225 WASHINGTON ST, KINGS MOUNTAIN, NC 28086 |
| Document Number | 0018961785 |
| Book / Page | 1896 / 1785 |
| Map Reference | MB 3 PG 52 |
| Instrument Date | Apr 18, 2023 |
| Instrument | 200086304 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $562.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1516 GREENPACK PKWY, GASTONIA, NC 28056-5213 |
| Name | Verified Name |
|---|---|
| Address | 1225 WASHINGTON ST, KINGS MOUNTAIN, NC 28086 |
| Investor | Possibly a Property Investor |
| Document Number | 0018961788 |
|---|---|
| Date | Apr 18, 2023 |
| Instrument | 1896/1788 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Jun 30, 2022 |
| Property Address | 1225 WASHINGTON ST, KINGS MOUNTAIN, NC 28086 |
| Document Number | 0018762740 |
| Book / Page | 1876 / 2740 |
| Map Reference | MB 3 PG 52 |
| Instrument Date | Jun 29, 2022 |
| Instrument | 200075131 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $550.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5111 WESTGATE DR, SHELBY, NC 28152-8559 |
| Name | Verified Name |
|---|---|
| Address | 1225 WASHINGTON ST, KINGS MOUNTAIN, NC 28086 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Recording Date | Dec 10, 2021 |
| Property Address | 1225 WASHINGTON ST, KINGS MOUNTAIN, NC 28086 |
| Document Number | 0018592322 |
| Book / Page | 1859 / 2322 |
| Map Reference | MB 3 PG 52 |
| Instrument Date | Dec 10, 2021 |
| Instrument | 200065520 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1225 WASHINGTON ST, KINGS MOUNTAIN, NC 28086 |
| Document Number | 0018592325 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 1859/2325 |
| Name | HOMESTAR FINANCIAL CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2026 property tax bill for 1225 Washington St was $2,739, up 1.4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Kings Mountain City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,739.00 (+1.37%) | $263,686 (-) Land $35,955 Building $227,731 | $263,686 (-) Land $35,955 Building $227,731 |
| 2025 | $2,702.00 | $263,686 Land $35,955 Building $227,731 | $263,686 Land $35,955 Building $227,731 |
| 2023 | $139,960 Land $31,960 Building $108,000 | $139,960 Land $31,960 Building $108,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1225 Washington St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1225 Washington St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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