Calvert County property record for 1225 Wander Dr, Owings, MD 20736
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,672 sqft · built 1987 |
| Lot Size | 3.17 acres (138,085 sqft) |
| Owner | Individual Name on File |
| Last Sale | $515,000 (Sep 2019) |
| Tax Bill | $5,766 (2023) |
| Deeds & Mortgages | Apr 2018 Construction Loan Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-063593 |
| Primary APN | 03-063593 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,672 sqft Total Area |
| 1st Floor Area | 2,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 138,085 sqft (3.17 acres) |
| Garage Type | Mixed |
| Garage Area | 1,351 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 240 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 063593 |
|---|---|
| Old Parcel Number | 3063593 |
| Street Address | 1225 WANDER DR |
| City | OWINGS |
| State | MD |
| Zip | 20736-9787 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 29 SEC 1 ODYSSEY |
| Legal Subdivision | ODYSSEY |
| Legal Lot Number | 29 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 860103 |
1225 Wander Dr is owned and occupied by an individual who bought it in September 2019.
Source: Calvert County records, as of September 18, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1225 WANDER DR, OWINGS, MD 20736-9787 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 16, 2018 | Deed of Trust, Mortgage · Construction Mortgage SEVERN SAVINGS BANK FSB |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 18, 2019 | Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2019 · Amount on File |
| Deed Sale | Sep 18, 2019 · Amount on File |
| Deed Document Number | 0005436389 |
| Deed Book / Page | 5436 / 389 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1225 WANDER DR, OWINGS, MD 20736-9787 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MID MARYLAND TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0051730057 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 5173/057 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | May 1, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 1225 WANDER DR, OWINGS, MD 20736-9787 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BETTERS LAW TITLE & SETTLEMENT LLC, BETTERS LAW TTL & SETMNT LLC |
| Name | Verified Name |
|---|---|
| Address | 1225 WANDER DR, OWINGS, MD 20736-9787 |
| Document Number | 0058170174 |
|---|---|
| Date | Jan 7, 2021 |
| Book Page | 5817/174 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 18, 2019 |
| Property Address | 1225 WANDER DR, OWINGS, MD 20736-9787 |
| Document Number | 0054360389 |
| Book / Page | 5436 / 389 |
| Map Reference | MB JLB 2 PL 192 |
| Instrument Date | Sep 10, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | HOMELAND TITLE & ESCROW LTD |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1225 WANDER DR, OWINGS, MD 20736-9787 |
| Document Number | 5436395 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 5436/395 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
Source: Calvert County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,766.00 | $554,967 | $615,900 Land $190,300 Building $425,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1225 Wander Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1225 Wander Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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