1225 Timberidge Loop N, Lakeland, FL 33809 Property Records

Polk County property record for 1225 Timberidge Loop N, Lakeland, FL 33809 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,976 sqft · built 1988
Lot Size	0.373 acres (16,248 sqft)
Owner	Individual Name on File
Last Sale	$375,000 (Jun 2026)
Tax Bill	$663 (2024)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2023 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`24-27-08-160990-000610`

Property Details

APN / Parcel Number

Primary APN	`24-27-08-160990-000610`
Alternative APNs	`082724160990000610` `82724000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,976 sqft Living Area
Gross Area	2,504 sqft
1st Floor Area	1,976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	16,248 sqft (0.373 acres)
Lot Dimensions	130 ft deep x 125 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	528 sqft
Pool Area	450 sqft
Porch	Finished/Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1225 TIMBERIDGE LOOP N
City	LAKELAND
State	FL
Zip	33809-4682
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBERIDGE SUBDIVISION PB 69 PGS 28/30 LOT 61
Legal Range	24E
Legal Township	27S
Legal Section	08
Legal Subdivision	TIMBERIDGE
Legal Tract	160990
Legal Block	1
Legal Lot Number	61
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	1
Census Block	1008
Census Tract	12304

Owner

Source: Polk County records · APN 24-27-08-160990-000610

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2026	Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK
Dec 13, 2023	Warranty Deed, Transfer · VA Mortgage GARDNER FINANCIAL SERVICES LTD
Oct 05, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MIDFLORIDA CU
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 16, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Oct 25, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 03, 2026 · Amount on Record
Deed Sale	Jun 03, 2026 · Amount on Record
Prior Sale	Dec 13, 2023 · Amount on Record
Deed Document Number	2026132253
Deed Book / Page	14023 / 548
Prior Transfer Date	Sep 25, 2017
Prior Transfer Doc	0102950650
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 03, 2026
Property Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682
Document Number	0000132253
Book / Page	14023 / 548
Instrument Date	May 29, 2026
Instrument	2026132253
Transaction Type	Transfer
Record Updated	Jun 15, 2026
Title Company	EXECUTIVE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$265,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682

Mortgage

Document Number	0000132254,
Date	Jun 03, 2026
Instrument	2026132254

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 13, 2023
Property Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682
Document Number	0000291003
Book / Page	12939 / 1735
Map Reference	MB 69 PG 28-30
Instrument Date	Dec 05, 2023
Instrument	2023291003
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	RIDGE SECURITY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1119 E LA BREA AVE, HOBBS, NM 88240-2145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682

Mortgage

Document Number	0129391737
Date	Dec 13, 2023
Instrument	12939/1737

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

Mortgage

Document Number	0000291005
Date	Dec 13, 2023
Book Page	12939/1756
Instrument	2023291005

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682
Transaction Type	Mortgage
Record Updated	Oct 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000264771
Date	Oct 05, 2022
Book Page	12439/1356
Instrument	2022264771

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 01, 2032

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682
Document Number	0115471778
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 09, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1225 TIMBERIDGE LOOP N LAKELAND FL 338094682, LAKELAND, FL 33809-4682

Mortgage

Document Number	0115471778
Date	Jan 22, 2021
Book Page	011547/001778
Instrument	16954

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682
Document Number	0109202003
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 13, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1225 TIMBERIDGE LOOP N LAKELAND FL 338094682, LAKELAND, FL 33809-4682

Mortgage

Document Number	0109202003
Date	Jul 26, 2019
Book Page	010920/002003
Instrument	157235

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682
Document Number	0104051368
Instrument Date	Feb 16, 2018
Transaction Type	Mortgage
Record Updated	Mar 09, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 TIMBERIDGE LOOP N LAKELAND FL 338094682, LAKELAND, FL 33809-4682

Mortgage

Document Number	0104051368
Date	Feb 23, 2018
Book Page	010405/001368
Instrument	41523

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 22, 2048

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Oct 25, 2017
Property Address	1225 TIMBERIDGE LOOP N, LAKELAND, FL 33809-4682
Document Number	0102950650
Book / Page	010295 / 000650
Instrument Date	Sep 25, 2017
Instrument	203594
Transaction Type	Transfer
Record Updated	Mar 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 TIMBERIDGE LOOP N LAKELAND FL 338094682, LAKELAND, FL 33809-4682

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$332,087 (+43.17%) Land $60,000 Building $272,087	$332,087 (-0.33%) Land $60,000 Building $272,087
2024	$663.00 (-78.35%)
2023	$3,062.00 (+3.52%) Homeowner's exemption	$231,959 (+3%)	$333,175 (+15.62%) Land $58,000 Building $275,175
2022	$2,958.00 Homeowner's exemption	$225,203	$288,165 Land $48,000 Building $240,165

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050123041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 20 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, rainfall accumulation, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,266 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 281 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Timberidge Loop N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures