1225 Summerfield Dr, Jefferson City, MO 65109 Property Records

Cole County property record for 1225 Summerfield Dr, Jefferson City, MO 65109

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,607 sqft · built 2022
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$658,115 (Mar 2023)
Tax Bill	$4,103 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jun 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-13-0002-001-096`

Property Details

APN / Parcel Number

Primary APN	`09-06-13-0002-001-096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,607 sqft Living Area
Basement Area	800 sqft
Finished Basement	800 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1225 SUMMERFIELD DR
City	JEFFERSON CITY
State	MO
Zip	65109-5073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERFIELD ESTATES SEC 1 LOT 25
Legal Range	13W
Legal Township	44N
Legal Section	13
Legal Subdivision	SUMMERFIELD ESTATES
Legal Lot Number	25
Jurisdiction	COLE MO
Township / Civil Division	JEFFERSON
Census Block Group	1
Census Block	1021
Census Tract	20400

Owner

1225 Summerfield Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Cole County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1225 SUMMERFIELD DR, JEFFERSON CITY, MO 65109-5073
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Deed of Trust, Mortgage · Conventional Mortgage THE CENTRAL TRUST BANK
Jun 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK
Mar 28, 2023	Deed of Trust, Mortgage THE CENTRAL TRUST BANK
Mar 28, 2023	Warranty Deed, Subdivision Related Transfer MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC
Apr 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 28, 2023 · Amount on File
Deed Sale	Mar 28, 2023 · Amount on File
Prior Sale	Apr 6, 2022
Deed Document Number	20232238
Deed Book / Page	748 / 599
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1225 SUMMERFIELD DR, JEFFERSON CITY, MO 65109-5073
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000776/230
Date	Dec 31, 2025
Book Page	776/230
Instrument	202511307

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1225 SUMMERFIELD DR, JEFFERSON CITY, MO 65109-5073
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000750/981
Date	Jun 30, 2023
Book Page	750/981
Instrument	202304856

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	0.08%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Max Rate At Change	0.03%
Index	1-Year CMT
Max Rate	0.13%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLE MO
Property Address	1225 SUMMERFIELD DR, JEFFERSON CITY, MO 65109-5073
Transaction Type	Mortgage
Record Updated	Sep 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000748/600
Date	Mar 28, 2023
Book Page	748/600
Instrument	202302239

Lender

Name	THE CENTRAL TRUST BANK
Type	Bank

Agreement

Amount	Amount on Record

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Mar 28, 2023
Property Address	1225 SUMMERFIELD DR, JEFFERSON CITY, MO 65109-5073
Document Number	000748/599
Book / Page	748 / 599
Map Reference	MB 12 PG 894
Instrument Date	Mar 23, 2023
Instrument	202302238
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2023
Title Company	MIDWEST TITLE AND ESCROW INC, MIDWEST TITLE AND ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 SUMMERFIELD DR, JEFFERSON CITY, MO 65109-5073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 SUMMERFIELD DR, JEFFERSON CITY, MO 65109-5073

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLE MO
Recording Date	Apr 6, 2022
Property Address	1225 SUMMERFIELD DR, JEFFERSON CITY, MO 65109-5073
Document Number	000737/925
Book / Page	737 / 925
Instrument Date	Mar 30, 2022
Instrument	202203206
Transaction Type	Transfer
Record Updated	Sep 28, 2023

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 OSAGE VALLEY LN, BONNOTS MILL, MO 65016-2328

Tax Assessment & Valuation

The 2025 property tax bill for 1225 Summerfield Dr was $4,103.

Source: Cole County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Cole County
Unified School District	Jefferson City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$68,610 (-) Land $5,320 Building $63,290
2025	$4,103.00	$68,610 Land $5,320 Building $63,290	$361,100 Land $28,000 Building $333,100
2023		$42,660 Land $5,320 Building $37,340	$224,600 Land $28,000 Building $196,600
2022	$159.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1225 Summerfield Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective November 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1993–2021)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 Summerfield Dr is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLE COUNTY PWSD 1 serves 16,548 people · EPA ID MO3024159
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	10,000 / 10,000
Mediacom Xtream Cable · Fixed Wireless in parts of the area	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
FireServe Fixed Wireless · not low latency	100 / 50

May also be available: Brightspeed, Optimum.

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