1225 Spring Valley Dr, Carol Stream, IL 60188 Property Records

DuPage County property record for 1225 Spring Valley Dr, Carol Stream, IL 60188

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,424 sqft · built 1978
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$340,000 (Jan 2022)
Tax Bill	$8,482 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-23-407-010`

Property Details

APN / Parcel Number

Primary APN	`01-23-407-010`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	2,424 sqft Living Area
Gross Area	3,010 sqft
Basement Area	586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Tri-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1225 SPRING VALLEY DR
City	CAROL STREAM
State	IL
Zip	60188-9023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SPRING VALLEY UNIT 1 ALL BLK F
Legal Subdivision	SPRING VALLEY UNIT 1
Legal Block	F
Legal Lot Number	8
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4005
Census Tract	841325

Owner

1225 Spring Valley Dr is owned and occupied by an individual who bought it in January 2022.

Source: DuPage County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1225 SPRING VALLEY DR, CAROL STREAM, IL 60188-9023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2022	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 12, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	Sep 7, 2005 · Amount on File
Deed Document Number	20228724
Prior Transfer Date	Jul 14, 2010
Prior Transfer Doc	0000089678
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 25, 2022
Property Address	1225 SPRING VALLEY DR, CAROL STREAM, IL 60188-9023
Document Number	0000008724
Map Reference	DOC R77-94547
Instrument Date	Dec 27, 2021
Instrument	R2022-008724
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	AFFINITY TITLE SERVICES/FL LLC, AFFINITY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1225 SPRING VALLEY DR, 1225, CAROL STREAM, IL 60188-9023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1225 SPRING VALLEY DR, CAROL STREAM, IL 60188-9023

Mortgage

Document Number	0000008725
Date	Jan 25, 2022
Instrument	R2022-008725

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1225 SPRING VALLEY DR, CAROL STREAM, IL 60188-9023
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086055
Date	Sep 12, 2018
Instrument	R2018-086055

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 10, 2028

Interest

Rate	5.01%

Tax Assessment & Valuation

The 2025 property tax bill for 1225 Spring Valley Dr was $8,482 with a homeowner's exemption, up 3.1% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Wayne Township
Municipality	Carol Stream Village
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,482.00 (+3.09%) Homeowner's exemption	$125,368 (+8.7%) Land $37,045 Building $88,323	$376,104 (+8.7%) Land $111,135 Building $264,969
2024	$8,228.00	$115,334 Land $34,080 Building $81,254	$346,002 Land $102,240 Building $243,762
2022	$7,557.00 Homeowner's exemption	$97,250 Land $28,740 Building $68,510	$291,750 Land $86,220 Building $205,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1225 Spring Valley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 Spring Valley Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROL STREAM serves 39,854 people · EPA ID IL0430200
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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