1225 Smithfield Dr, Hudson, NC 28638 Property Records

Caldwell County property record for 1225 Smithfield Dr, Hudson, NC 28638

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,326 sqft · built 1981
Lot Size	0.416 acres (18,125 sqft)
Owner	2 Individual Names on File
Last Sale	$169,739 (Aug 2010)
Tax Bill	$1,718 (2026)
Deeds & Mortgages	Mar 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03118B 1 16`

Property Details

APN / Parcel Number

Primary APN	`03118B 1 16`
Alternative APN	`159512`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,326 sqft Heated Area
Gross Area	3,725 sqft
1st Floor Area	1,326 sqft
Basement Area	1,326 sqft
Finished Basement	572 sqft
Unfinished Basement	754 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,125 sqft (0.416 acres)
Lot Dimensions	125 ft deep x 145 ft wide
Garage Type	Finished
Garage Area	667 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	126 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	159512
Street Address	1225 SMITHFIELD DR
City	HUDSON
State	NC
Zip	28638-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1899 PG 73 YR 2016 ST 289.00
Legal Subdivision	MT BROOK ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	HUDSON
Census Block Group	4
Census Block	4009
Census Tract	30700

Owner

1225 Smithfield Dr is owned and occupied by two individuals who bought it in August 2010.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1225 SMITHFIELD DR, HUDSON, NC 28638-9417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2010 · Amount on File
Deed Sale	Aug 6, 2010 · Amount on File
Prior Sale	Nov 17, 2005 · Amount on File
Deed Book / Page	1746 / 899
Prior Transfer Date	Jun 21, 2010
Prior Transfer Doc	0017460899
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	1225 SMITHFIELD DR, HUDSON, NC 28638-9417
Transaction Type	Mortgage
Record Updated	Jun 10, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020511382
Date	Mar 24, 2022
Book Page	2051/1382
Instrument	10070186

Lender

Name	LOCAL GOVERNMENT FCU
Type	Credit Union
Address	LENOIR, NC 28645

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 1225 Smithfield Dr was $1,718, down 4.5% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,718.00 (-4.5%)	$263,000 (-0.04%) Land $15,700 Building $247,300
2025	$1,799.00	$263,100 Land $15,700 Building $247,400	$263,000 Land $15,700 Building $247,300
2023		$149,000 (-) Land $15,700 Building $133,300	$149,000 (-) Land $15,700 Building $133,300
2022	$1,173.00	$149,000 Land $15,700 Building $133,300	$149,000 Land $15,700 Building $133,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1225 Smithfield Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 Smithfield Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATON WATER CORPORATION private · serves 7,874 people · EPA ID NC0114025
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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