Montgomery County property record for 1225 Smith Village Rd, Silver Spring, MD 20904
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1981 |
| Lot Size | 0.299 acres (13,011 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Aug 2024) |
| Tax Bill | $4,401 (2025) |
| Deeds & Mortgages | Dec 2017 Line of Credit Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-02034585 |
| Primary APN | 05-02034585 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,380 sqft |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 13,011 sqft (0.299 acres) |
| Porch | Enclosed Porch |
| Porch Area | 376 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02034585 |
|---|---|
| Street Address | 1225 SMITH VILLAGE RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20904-3135 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R90 |
| Legal Description | JACKSON ACRES |
| Legal Subdivision | JACKSONS ACRES |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 701415 |
1225 Smith Village Rd is owned and occupied by two individuals who bought it in August 2024.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1225 SMITH VILLAGE RD, SILVER SPRING, MD 20904-3135 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2017 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Feb 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2024 · Amount on File |
| Deed Sale | Aug 28, 2024 · Amount on File |
| Prior Sale | Jun 24, 1997 |
| Deed Book / Page | 68338 / 114 |
| Transfer Doc | 0000284209 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1225 SMITH VILLAGE RD, SILVER SPRING, MD 20904-3135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0553700113 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 55370/113 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1225 SMITH VILLAGE RD, SILVER SPRING, MD 20904-3135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0589530357 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 58953/357 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Dec 1, 2049 |
The 2025 property tax bill for 1225 Smith Village Rd was $4,401.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,700 (+3.55%) Land $229,900 Building $165,800 | $395,700 (-) Land $229,900 Building $165,800 | |
| 2025 | $4,401.00 | $382,133 | $395,700 Land $229,900 Building $165,800 |
| 2023 | $355,000 Land $229,900 Building $125,100 | $355,000 Land $229,900 Building $125,100 | |
| 2022 | $3,683.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1225 Smith Village Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2003) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2003 · Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1225 Smith Village Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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