Bedford County property record for 1225 Shadow Rdg, Forest, VA 24551
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,543 sqft · built 1998 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,654 (2026) |
| Deeds & Mortgages | Dec 2021 Refinance Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 135 32 23 |
| Primary APN | 135 32 23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,543 sqft Living Area |
| 1st Floor Area | 1,354 sqft |
| Basement Area | 1,354 sqft |
| Unfinished Basement | 1,354 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Porch | Porch |
| Porch Area | 294 sqft |
| Deck Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1225 SHADOW RDG |
|---|---|
| City | FOREST |
| State | VA |
| Zip | 24551-2411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PETERS EST LT 23 SEC 16 PB 35/279 REDIVISION PB36/288-289 |
| Legal Subdivision | PETERS ESTATE |
| Legal Lot Number | 23 |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 30203 |
Source: Bedford County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1225 SHADOW RDG, FOREST, VA 24551-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance TRUIST BANK |
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Nov 27, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1225 SHADOW RDG, FOREST, VA 24551-2411 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2022 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0210017233 |
|---|---|
| Date | Dec 7, 2021 |
| Instrument | 210017233 |
| Name | TRUIST BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1225 SHADOW RDG, FOREST, VA 24551-2411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190012063 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 190012063 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 1, 2040 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 1225 SHADOW RDG, FOREST, VA 24551-2411 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0180010722 |
|---|---|
| Date | Nov 27, 2018 |
| Instrument | 180010722 |
| Name | BRANCH BANKING & TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,654.00 | $403,600 (+1%) Land $50,000 Building $353,600 | |
| 2023 | $1,654.00 Additional exemption filed | $201,800 | $403,600 Land $50,000 Building $353,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD REGIONAL WATER AUTHORITY (BRWA) serves 38,794 people · EPA ID VA5019052 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Copper | 1.52 mg/L (2017) action level 1.3 mg/L |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Glo Fiber Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures