1225 Schultz St, Defiance, OH 43512 Property Records

Defiance County property record for 1225 Schultz St, Defiance, OH 43512

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,379 sqft · built 1959
Lot Size	0.2 acres (8,699 sqft)
Owner	Company Name on Record
Last Sale	$380,000 (May 2023)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B011056000100`

Property Details

APN / Parcel Number

Primary APN	`B011056000100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,379 sqft Total Area
Gross Area	3,349 sqft
1st Floor Area	1,082 sqft
Upper Floors Area	297 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	8,699 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Type	Attached - Unfinished
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Patio Area	176 sqft
Canopy	176 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1225 SCHULTZ ST
City	DEFIANCE
State	OH
Zip	43512-2915
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOTS BET MAUMEE &AUGLAIZE LOT 108 PT
Legal Subdivision	LOTS BET MAUMEE &AUGLAIZE
Legal Lot Number	108
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	2
Census Block	2043
Census Tract	958700

Owner

Source: Defiance County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1844 TIFFIN CT, DEFIANCE, OH 43512-3455
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Oct 1, 2019	Warranty Deed, Transfer · Line of Credit FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2023 · Amount on Record
Deed Sale	May 15, 2023 · Amount on Record
Prior Sale	Oct 1, 2019 · Amount on Record
Deed Document Number	20231596
Deed Book / Page	456 / 1910
Prior Transfer Date	May 28, 2010
Prior Transfer Doc	343/1668
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Aug 10, 2026
Property Address	1225 SCHULTZ ST, DEFIANCE, OH 43512-2915
Document Number	0000003064
Book / Page	483 / 2440
Instrument Date	Aug 7, 2026
Instrument	20263064
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1844 TIFFIN CT, DEFIANCE, OH 43512-3455

Mortgage

Document Number	0000003064,
Date	Aug 10, 2026
Book Page	483/2440
Instrument	20263064

Lender

Name	CIVISTA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Recording Date	Jul 20, 2026
Property Address	1225 SCHULTZ ST, DEFIANCE, OH 43512-2915
Document Number	0000002702
Book / Page	483 / 387
Instrument Date	Apr 29, 2026
Instrument	20262702
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1844 TIFFIN CT, DEFIANCE, OH 43512-3455

Mortgage

Document Number	0000002702,
Date	Jul 20, 2026
Book Page	483/387
Instrument	20262702

Lender

Name	CIVISTA BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Oct 1, 2019
Property Address	1225 SCHULTZ ST, DEFIANCE, OH 43512-2915
Document Number	422/2350
Book / Page	422 / 2350
Instrument Date	Sep 30, 2019
Instrument	201900003861
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	652 DIVISION ST, DEFIANCE, OH 43512-2070

Mortgage

Document Number	201900003862
Date	Oct 1, 2019
Instrument	201900003862

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00	$35,170 (-) Land $4,120 Building $31,050
2024	$1,374.00 (+1.18%)	$35,170 (-) Land $4,120 Building $31,050	$100,460 (-0.02%) Land $11,760 Building $88,700
2023	$1,358.00 (+12.79%)	$35,170 (+25.47%) Land $4,120 Building $31,050	$100,485 (+25.51%) Land $11,771 Building $88,714
2022	$1,204.00	$28,030 Land $4,120 Building $23,910
2020			$80,060 Land $11,760 Building $68,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982)
Most Recent Claim	Mar 1982 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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