1225 Sandefur Dr, Henderson, KY 42420 Property Records

Henderson County property record for 1225 Sandefur Dr, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,950 sqft · built 1962
Lot Size	0.314 acres (13,699 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Nov 2025)
Tax Bill	$1,113 (2025)
Deeds & Mortgages	Oct 2006 Mortgage Mar 2006 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2-12-2-28`

Property Details

APN / Parcel Number

Primary APN	`2-12-2-28`
Alternative APN	`36973`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,950 sqft Finished Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,699 sqft (0.314 acres)
Garage Type	Attached
Garage Area	350 sqft
Driveway	Concrete Driveway
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	36973
Street Address	1225 SANDEFUR DR
City	HENDERSON
State	KY
Zip	42420-4417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	ROLLING HILLS
Legal Block	1
Legal Lot Number	1
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	2
Census Block	2025
Census Tract	20501

Owner

1225 Sandefur Dr is owned and occupied by an individual who bought it in November 2025.

Source: Henderson County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	1225 SANDEFUR DR, HENDERSON, KY 42420-4417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2006	Deed of Trust, Mortgage · Conventional Mortgage OHIO VALLEY NATIONAL BANK
Mar 22, 2006	Deed of Trust, Mortgage UNITED COMMUNITY BANK
Oct 26, 2009	Deed of Trust, Mortgage · Conventional Mortgage OHIO VALLEY FINANCIAL GROUP
Nov 6, 2025	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2025 · Amount on File
Deed Sale	Nov 6, 2025 · Amount on File
Deed Document Number	202510696
Deed Book / Page	686 / 864
Prior Transfer Date	Feb 10, 2014
Prior Transfer Doc	603/034
Record Updated	Jun 8, 2026

October 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1225 SANDEFUR DR, HENDERSON, KY 42420-4417
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000951/654
Date	Oct 3, 2006
Book Page	951/654

Lender

Name	OHIO VALLEY NATIONAL BANK
Address	HENDERSON, KY 42420

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	384 Months
Due	Oct 1, 2038

March 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1225 SANDEFUR DR, HENDERSON, KY 42420-4417
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000933/107
Date	Mar 22, 2006
Book Page	933/107

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MORGANFIELD, KY 42437

Agreement

Amount	Amount on Record
Term	6 Months
Due	Sep 20, 2006

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	1225 SANDEFUR DR, HENDERSON, KY 42420-4417
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	001039/870
Date	Oct 26, 2009
Book Page	1039/870

Lender

Name	OHIO VALLEY FINANCIAL GROUP
Address	HENDERSON, KY 42420

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2039

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 6, 2025
Property Address	1225 SANDEFUR DR, HENDERSON, KY 42420-4417
Document Number	0RE686/864
Book / Page	RE686 / 864
Instrument Date	Oct 31, 2025
Instrument	2025010696
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3468 HOLLOWAY LN, HENDERSON, KY 42420-9260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 SANDEFUR DR, HENDERSON, KY 42420-4417

Mortgage

Document Number	2025010697
Date	Nov 6, 2025
Instrument	2025010697

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 1225 Sandefur Dr was $1,113 with a homeowner's exemption.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,113.00 Homeowner's exemption	$149,500	$149,500
2023	$1,153.00 (-4.47%) Homeowner's exemption	$149,500 (+5.28%)	$149,500 (+5.28%)
2022	$1,207.00 Homeowner's exemption	$142,000	$142,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1225 Sandefur Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 Sandefur Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Watch TV.

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