1225 Richmond Ln, Wilmette, IL 60091 Property Records

Cook County property record for 1225 Richmond Ln, Wilmette, IL 60091

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,623 sqft · built 1940
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (May 2023)
Tax Bill	$26,095 (2023)
Deeds & Mortgages	May 2023 Sale & Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-28-407-020`

Property Details

APN / Parcel Number

Primary APN	`05-28-407-020`
Alternative APN	`05-28-407-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,623 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1941
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Other
Lot Area	6,490 sqft (0.149 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1225 RICHMOND LN
City	WILMETTE
State	IL
Zip	60091-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(BLIETZ)(CONNECTICUT)(VILLAGE) SUB IN SEC 28-42-13
Legal Range	13E
Legal Township	42N
Legal Section	28
Legal Subdivision	BLIETZ CONNECTICUT VILLAGE
Legal Lot Number	14
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2008
Census Tract	801200

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1225 RICHMOND LN, WILMETTE, IL 60091-1625
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 18, 2023	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 23, 2018	Warranty Deed, Transfer RECOVCO MTG MGMT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2023 · Amount on File
Deed Sale	May 18, 2023 · Amount on File
Prior Sale	Jul 23, 2018 · Amount on File
Deed Document Number	202313267
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 18, 2023
Property Address	1225 RICHMOND LN, WILMETTE, IL 60091-1625
Document Number	0013813267
Map Reference	DOC 12319126
Instrument Date	May 8, 2023
Instrument	2313813267
Transaction Type	Transfer
Record Updated	May 26, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1225 RICHMOND LN, WILMETTE, IL 60091-1625
Investor	Possibly a Property Investor

Mortgage

Document Number	0013813268
Date	May 18, 2023
Instrument	2313813268

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jun 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	Other
Max Rate	10.3%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 23, 2018
Property Address	1225 RICHMOND LN, WILMETTE, IL 60091-1625
Document Number	1820419300
Instrument Date	Jul 16, 2018
Instrument	20419300
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	ATTORNEY'S TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$865.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1225 RICHMOND LN WILMETTE IL 600911625, WILMETTE, IL 60091-1625

Mortgage

Document Number	1820419301
Date	Jul 23, 2018
Instrument	20419301

Lender

Name	RECOVCO MTG MGMT LLC
Address	IRVING, TX 75038

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Wilmette Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Wilmette School District 39 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$126,001 (+9.57%) Land $21,093 Building $104,908	$1,260,010 (+9.57%) Land $210,930 Building $1,049,080
2023	$26,095.00 (+5.66%)
2022	$24,698.00	$114,999 Land $17,847 Building $97,152	$1,149,990 Land $178,470 Building $971,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILMETTE serves 27,650 people · EPA ID IL0313300
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Zentro.

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