1225 NW Elgin Ave, Bend, OR 97703 Property Records

Deschutes County property record for 1225 NW Elgin Ave, Bend, OR 97703

Property Summary

Property Type	Single Family Home
Details	2,324 sqft · built 2021
Lot Size	0.11 acres (4,792 sqft)
Owner	Trust Name on File
Last Sale	$1,250,000 (May 2021)
Tax Bill	$6,261 (2025)
Deeds & Mortgages	May 2021 Sale Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`171231-DC-00201`

Property Details

APN / Parcel Number

Primary APN	`171231-DC-00201`
Alternative APN	`250547`

Interior

Stories	2 Stories
Building Area	2,324 sqft
Gross Area	632 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Bi-Level
Lot Area	4,792 sqft (0.11 acres)

Location & Zoning

Account Number	250547
Street Address	1225 NW ELGIN AVE
City	BEND
State	OR
Zip	97703-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	HIGHLAND ADDITION BLOCK 16 LOT 3
Legal Range	12
Legal Township	17
Legal Section	31
Legal Subdivision	HIGHLAND ADDITION
Legal Block	16
Legal Lot Number	3
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	1
Census Block	1011
Census Tract	1402

Owner

1225 NW Elgin Ave is owner-occupied and held in a trust since May 2021.

Source: Deschutes County records, as of July 14, 2026

Owner of Record	Trust Name on File
Mailing Address	1225 NW ELGIN AVE, BEND, OR 97703-3027
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Warranty Deed, Transfer AMERITITLE
Apr 9, 2021	Warranty Deed, Transfer · Line of Credit BRAND X RENTALS & SALES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2021 · Amount on File
Deed Sale	May 14, 2021 · Amount on File
Prior Sale	Apr 9, 2021 · Amount on File
Deed Document Number	202130233
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 14, 2021
Property Address	1225 NW ELGIN AVE, BEND, OR 97703-3027
Document Number	0000030233
Map Reference	CAB A PG 211
Instrument Date	May 14, 2021
Instrument	2021-30233
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	5105 S BARRINGTON DR, SIOUX FALLS, SD 57108-5000

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Apr 9, 2021
Property Address	1225 NW ELGIN AVE, BEND, OR 97703-3027
Document Number	0000022372
Map Reference	CAB A PG 211
Instrument Date	Apr 8, 2021
Instrument	2021-22372
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 97, BEND, OR 97709-0097

Mortgage

Document Number	0000022373
Date	Apr 9, 2021
Instrument	2021-22373

Lender

Name	BRAND X RENTALS & SALES LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Apr 10, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 1225 NW Elgin Ave was $6,261, up 4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,261.00 (+3.95%)	$370,560 (+3%)	$1,413,220 (-0.95%) Land $448,500 Building $964,720
2024	$6,023.00 (+7.86%)	$359,770 (+3%)	$1,426,800 (+13.18%) Land $448,500 Building $978,300
2023	$5,584.00	$349,300	$1,260,650 Land $424,500 Building $836,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1225 NW Elgin Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 NW Elgin Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vero Fiber Fiber	2,300 / 2,300
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Webformix.

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