1225 N 140th St, Nardin, OK 74646 Property Records

Kay County property record for 1225 N 140th St, Nardin, OK 74646

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,125 sqft · built 1958
Lot Size	5 acres (217,800 sqft)
Owner	2 Trust Names on File
Last Sale	$210,000 (Sep 2023)
Tax Bill	$2,003 (2025)
Deeds & Mortgages	Sep 2023 Sale Jan 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`26781`

Property Details

APN / Parcel Number

Primary APN	`26781`
Alternative APN	`8500-18-027-02W-4-002-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,125 sqft Living Area
1st Floor Area	2,125 sqft
Attic	Attic
Attic Area	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2012
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	115 sqft
Shed	1 Shed
Shed Area	288 sqft
Granary	225 sqft
Quonset Hut	2,856 sqft
Pole Barn	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	26781
Street Address	1225 N 140TH ST
City	NARDIN
State	OK
Zip	74646-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RENFROW TWP - 18-27-2W TR BEG SE/C SE/4 AS POB W660' W330' S661' E330' TO POB
Legal Range	02W
Legal Township	27N
Legal Section	18
Legal Subdivision	RENFROW TOWNSHIP
Legal Block	27
Legal Lot Number	2W
Jurisdiction	KAY OK
Township / Civil Division	BLACKWELL
Census Block Group	4
Census Block	4247
Census Tract	1302

Owner

1225 N 140th St is owner-occupied and held in a trust since September 2023.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1225 N 140TH ST, NARDIN, OK 74646-5070
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer GUARANTY ABSTRACT COMPANY, GUARANTEE ABSTRACT COMPANY
Jan 29, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 16, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVESTMENT SERVICES CORP
Jan 30, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2017	Grant Deed, Transfer SECURITY TITLE COMPANY, SECURITY TITLE SERVICES INC
Mar 6, 2017	Trustee's Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/OK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2023 · Amount on File
Deed Sale	Sep 28, 2023 · Amount on File
Prior Sale	Feb 16, 2018 · Amount on File
Deed Document Number	20236493
Deed Book / Page	1945 / 834
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Sep 28, 2023
Property Address	1225 N 140TH ST, NARDIN, OK 74646-5070
Document Number	I2023006493
Book / Page	1945 / 834
Instrument Date	Sep 21, 2023
Instrument	I-2023-006493
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	GUARANTY ABSTRACT COMPANY, GUARANTEE ABSTRACT COMPANY

Transaction

Amount	Amount on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	111 WESTSIDE ST, NARDIN, OK 74646-4611

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	1225 N 140TH ST, NARDIN, OK 74646-5070
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001011
Date	Jan 29, 2021
Book Page	1859/622
Instrument	2021-001011

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2050

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Feb 16, 2018
Property Address	1225 N 140TH ST, NARDIN, OK 74646-5070
Document Number	0000001223
Book / Page	1768 / 0870
Instrument Date	Feb 16, 2018
Instrument	2018-001223
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	SECURITY TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000001224
Date	Feb 16, 2018
Instrument	2018-001224

Lender

Name	MORTGAGE INVESTMENT SERVICES CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KAY OK
Recording Date	Jan 30, 2018
Property Address	1225 N 140TH ST, NARDIN, OK 74646-5070
Document Number	0000000710
Book / Page	001767 / 000376
Instrument Date	Jan 26, 2018
Instrument	710
Transaction Type	Transfer
Record Updated	Feb 13, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KAY OK
Recording Date	Jul 11, 2017
Property Address	1225 N 140TH ST, NARDIN, OK 74646-5070
Document Number	0000005542
Book / Page	001750 / 000369
Instrument Date	Jul 11, 2017
Instrument	5542
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	SECURITY TITLE COMPANY, SECURITY TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 148 CASHION OK 730160148, CASHION, OK 73016-0148

March 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KAY OK
Recording Date	Mar 6, 2017
Property Address	1225 N 140TH ST, NARDIN, OK 74646-5070
Book / Page	001738 / 000352
Instrument Date	Feb 22, 2017
Instrument	1728
Transaction Type	Construction Loan
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1225 N 140TH ST NARDIN OK 746465070, NARDIN, OK 74646-5070

Mortgage

Document Number	0000001728
Date	Mar 6, 2017
Book Page	001738/000352
Instrument	1728

Lender

Name	FIRST NAT'L BK/OK
Type	Bank
Address	PONCA CITY, OK 74604

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 5, 2018

Tax Assessment & Valuation

The 2025 property tax bill for 1225 N 140th St was $2,003, down 18.1% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Unified School District	Blackwell Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,641 (+4.15%) Land $1,650 Building $17,991	$178,549 (+4.15%) Land $15,000 Building $163,549
2025	$2,003.00 (-18.11%)	$18,858 (-18.36%) Land $2,750 Building $16,108	$171,436 (-18.36%) Land $25,000 Building $146,436
2024	$2,446.00 (+19.14%)	$23,100 (+13.56%) Land $2,750 Building $20,350	$210,000 (+13.56%) Land $25,000 Building $185,000
2023	$2,053.00 (+4.16%)	$20,342 (-5.01%) Land $2,750 Building $17,592	$184,929 (-5.01%) Land $25,000 Building $159,929
2022	$1,971.00	$21,414 Land $2,750 Building $18,664	$194,673 Land $25,000 Building $169,673

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1225 N 140th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 N 140th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY COUNTY RURAL WATER DISTRICT 7 serves 920 people · EPA ID OK3003601
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Chisholm Broadband Fixed Wireless	100 / 40
KanOkla Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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