1225 Lakeshore Rd, Talbott, TN 37877 Property Records

Hamblen County property record for 1225 Lakeshore Rd, Talbott, TN 37877

Property Summary

Property Type	Rural Home
Details	4 ba · 5,118 sqft · built 1996
Lot Size	15.3 acres (669,517 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Aug 1994)
Tax Bill	$3,825 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`032047 04301`

Property Details

APN / Parcel Number

Primary APN	`032047 04301`
Alternative APN	`047 04301`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	5,118 sqft Living Area
1st Floor Area	3,025 sqft
Upper Floors Area	3,025 sqft
Basement Area	1,274 sqft
Unfinished Basement	1,274 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2010
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	669,517 sqft (15.3 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	925 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	472 sqft
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1225 LAKESHORE RD
City	TALBOTT
State	TN
Zip	37877-8928
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	DISTRICT: 2, SUBDIVISION: MUSSER R C EST, LOT: 6-11, PLAT BOOK: C, PLAT PAGE: 71
Legal Subdivision	MUSSER R C EST
Legal Lot Number	6-11 7
Jurisdiction	HAMBLEN TN
Township / Civil Division	13
Census Block Group	3
Census Block	3010
Census Tract	101100

Owner

Source: Hamblen County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 101, TALBOTT, TN 37877-0101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1994 · Amount on Record
Deed Sale	Aug 31, 1994 · Amount on Record
Deed Document Number	0000417171
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMBLEN TN
Property Address	1225 LAKESHORE RD, TALBOTT, TN 37877-8928
Transaction Type	Mortgage
Record Updated	Mar 15, 2022
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 LAKESHORE RD, TALBOTT, TN 37877-8928

Mortgage

Document Number	0001959529
Date	Feb 18, 2022
Book Page	1959/529
Instrument	22013583

Lender

Name	TRUIST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 17, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hamblen County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamblen County
Unified School District	Hamblen County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,825.00 (+14.35%) Additional exemption filed	$260,175 (+53.22%) Land $13,750 Building $246,425	$1,169,700 (+72.22%) Land $184,000 Building $985,700
2023		$169,800 (-) Land $8,825 Building $160,975
2022	$3,345.00	$169,800 Land $8,825 Building $160,975	$679,200 (-10.35%) Land $35,300 Building $643,900
2020			$757,600 Land $113,700 Building $643,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · above 72% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALPHA-TALBOTT UTILITY DISTRICT serves 19,075 people · EPA ID TN0000014
Water Source	Purchased surface water from MORRISTOWN UTILITIES COMMISSION
Last State Inspection	Jul 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trilight Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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