1225 Ginghamsburg Rd, Tipp City, OH 45371 Property Records

Miami County property record for 1225 Ginghamsburg Rd, Tipp City, OH 45371

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,354 sqft · built 1950
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Last Sale$168,000 (Dec 2020)
Tax Bill$2,151 (2025)
Deeds & MortgagesFeb 2021 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNG12-052300

Property Details

APN / Parcel Number

Primary APNG12-052300
Alternative APNs
  • 040632.0-02-015-00
  • G12MO028B09200

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,354 sqft Living Area
1st Floor Area2,708 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area21,780 sqft (0.5 acres)
Garage TypeDetached
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area126 sqft
Deck Area226 sqft
Patio Area226 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerSeptic
Water SourceWell

Location & Zoning

Street Address1225 GINGHAMSBURG RD
CityTIPP CITY
StateOH
Zip45371
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description6-4-32 S CEN PT NE
Legal Range06
Legal Township04
Legal Section32
JurisdictionMIAMI OH
Township / Civil DivisionMONROE
Census Block Group1
Census Block1001
Census Tract350101

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1225 GINGHAMSBURG RD, TIPP CITY, OH 45371
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2021Deed of Trust, Mortgage · Line of Credit
WRIGHT-PATT CREDIT UNION INC
Dec 31, 2020Warranty Deed, Transfer · Conventional Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2020 · Amount on Record
Deed SaleDec 31, 2020 · Amount on Record
Prior SaleJun 1, 1989
Deed Document Number20202020OR-19842
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address1225 GINGHAMSBURG RD, TIPP CITY, OH 45371
Transaction TypeMortgage
Record UpdatedJun 30, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002123
DateFeb 5, 2021
Instrument2021OR-02123
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
AddressDAYTON, OH 45434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueFeb 25, 2046

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateDec 31, 2020
Property Address1225 GINGHAMSBURG RD, TIPP CITY, OH 45371
Document Number0000019842
Instrument DateDec 31, 2020
Instrument2020OR-19842
Transaction TypeTransfer
Record UpdatedMay 19, 2021
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 GINGHAMSBURG FREDERICK RD, TIPP CITY, OH 45371-8981

Mortgage

Document Number0000019843
DateDec 31, 2020
Instrument2020OR-19843
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionMonroe Township
Unified School DistrictTipp City Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,151.00 (-11.34%) Homeowner's exemption$49,740 (+7.97%) Land $15,230 Building $34,510$142,100 (+7.98%) Land $43,500 Building $98,600
2024$2,426.00 (+13.79%) Homeowner's exemption$46,070 (-) Land $14,180 Building $31,890
2023$2,132.00 (-4.14%) Homeowner's exemption$46,070 (-) Land $14,180 Building $31,890$131,600 (-) Land $40,500 Building $91,100
2022$2,224.00 Homeowner's exemption$46,070 Land $14,180 Building $31,890$131,600 Land $40,500 Building $91,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2014–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimNov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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