1225 E Market St, Lima, OH 45804 Property Records

Allen County property record for 1225 E Market St, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 936 sqft · built 1920
Lot Size	0.536 acres (23,348 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Oct 2020)
Tax Bill	$517 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-3207-04-015.000`

Property Details

APN / Parcel Number

Primary APN	`37-3207-04-015.000`
Alternative APN	`M3837320704015000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,482 sqft
1st Floor Area	936 sqft
Basement Area	392 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	23,348 sqft (0.536 acres)
Lot Dimensions	193 ft deep x 121 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	202 sqft
Deck Area	Deck Area
Patio Area	48 sqft
Canopy	32 sqft
Lean-To	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1225 E MARKET ST
City	LIMA
State	OH
Zip	45804-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANDIFORDS ADDITION LOTS 1459 & 1460 & VAC ALLEY FF 121.40
Legal Subdivision	STANDIFORDS ADDITION
Legal Lot Number	1459
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1025
Census Tract	12600

Owner

1225 E Market St is owned and occupied by an individual who bought it in October 2020.

Source: Allen County records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1225 E MARKET ST, LIMA, OH 45804-2835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2020 · Amount on File
Deed Sale	Oct 7, 2020 · Amount on File
Prior Sale	Oct 7, 2020
Deed Document Number	202012315
Deed Book / Page	2020 / 12315
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Oct 7, 2020
Property Address	1225 E MARKET ST, LIMA, OH 45804-2835
Document Number	0000012315
Instrument Date	Oct 6, 2020
Instrument	12315
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1225 E MARKET ST LIMA OH 458042835, LIMA, OH 45804-2835

Mortgage

Document Number	12316
Date	Oct 7, 2020
Instrument	12316

Lender

Name	AMERIFIRST FIN'L CORP
Address	PORTAGE, MI 49002

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1225 E Market St was $517, up 0.4% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$517.00 (+0.39%)	$13,160 (-) Land $4,550 Building $8,610	$37,600 (-) Land $13,000 Building $24,600
2024	$515.00 (-1.9%) Homeowner's exemption	$13,160 (+11.9%) Land $4,550 Building $8,610	$37,600 Land $13,000 Building $24,600
2023	$525.00 (-0.38%) Homeowner's exemption	$11,760 (-) Land $4,060 Building $7,700
2022	$527.00 Homeowner's exemption	$11,760 Land $4,060 Building $7,700
2021			$33,600 Land $11,600 Building $22,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1225 E Market St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2015–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 E Market St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20