1225 E 12th St, Des Moines, IA 50316 Property Records

Polk County property record for 1225 E 12th St, Des Moines, IA 50316

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,301 sqft · built 1885
Lot Size0.175 acres (7,600 sqft)
Owner2 Individual Names on Record
Last Sale$124,000 (May 2020)
Tax Bill$3,782 (2024)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2026 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN110/01384-000-000

Property Details

APN / Parcel Number

Primary APN110/01384-000-000
Alternative APN
  • 792435479010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,301 sqft Living Area
Gross Area3,255 sqft
1st Floor Area1,509 sqft
Upper Floors Area792 sqft
Basement Area954 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,600 sqft (0.175 acres)
Lot Dimensions152 ft deep x 50 ft wide
Deck Area294 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1225 E 12TH ST
CityDES MOINES
StateIA
Zip50316-2319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 211 CAPITAL PARK
Legal SubdivisionCAPITAL PARK
Legal Lot Number211
JurisdictionPOLK IA
Township / Civil DivisionLEE
Census Block Group2
Census Block2016
Census Tract4800

Owner

Source: Polk County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1225 E 12TH ST, DES MOINES, IA 50316-2319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2026Deed of Trust, Mortgage · Line of Credit
BANKERS TRUST COMPANY
Aug 21, 2026Deed of Trust, Mortgage · Line of Credit
BANKERS TRUST COMPANY
Apr 27, 2026Deed of Trust, Mortgage · Line of Credit
BANKERS TRUST COMPANY
Apr 24, 2026Deed of Trust, Mortgage · Line of Credit
BANKERS TRUST COMPANY
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANKERS TRUST COMPANY NA
Mar 9, 2020Deed of Trust, Construction Loan · Construction Mortgage
PATTEN HSE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 19, 2020 · Amount on Record
Deed SaleMay 19, 2020 · Amount on Record
Prior SaleNov 17, 2005 · Amount on Record
Deed Document Number202019-00098326
Deed Book / Page17840 / 498
Prior Transfer DateJan 13, 2014
Prior Transfer Doc0000070924
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Recording DateAug 26, 2026
Property Address1225 E 12TH ST, DES MOINES, IA 50316-2319
Document Number0000053047
Book / Page20638 / 53
Instrument DateAug 20, 2026
Instrument202653047
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 E 12TH ST, DES MOINES, IA 50316-2319

Mortgage

Document Number0000053047,
DateAug 26, 2026
Book Page20638/53
Instrument202653047
Lender
NameBANKERS TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term108 Months
DueAug 20, 2035
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Recording DateAug 21, 2026
Property Address1225 E 12TH ST, DES MOINES, IA 50316-2319
Document Number0000051782
Book / Page20632 / 606
Instrument DateAug 20, 2026
Instrument202651782
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 E 12TH ST, DES MOINES, IA 50316-2319

Mortgage

Document Number0000051782,
DateAug 21, 2026
Book Page20632/606
Instrument202651782
Lender
NameBANKERS TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 20, 2036
Interest
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Recording DateApr 27, 2026
Property Address1225 E 12TH ST, DES MOINES, IA 50316-2319
Document Number0000023416
Book / Page20495 / 926
Instrument DateApr 23, 2026
Instrument202623416
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 E 12TH ST, DES MOINES, IA 50316-2319

Mortgage

Document Number0000023416,
DateApr 27, 2026
Book Page20495/926
Instrument202623416
Lender
NameBANKERS TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 25, 2036
Interest
Rate7.25%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Recording DateApr 24, 2026
Property Address1225 E 12TH ST, DES MOINES, IA 50316-2319
Document Number0000023305
Book / Page20495 / 212
Instrument DateApr 23, 2026
Instrument202623305
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1225 E 12TH ST, DES MOINES, IA 50316-2319

Mortgage

Document Number0000023305,
DateApr 24, 2026
Book Page20495/212
Instrument202623305
Lender
NameBANKERS TRUST COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 25, 2036
Interest
Rate6.38%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK IA
Property Address1225 E 12TH ST, DES MOINES, IA 50316-2319
Transaction TypeMortgage
Record UpdatedMar 3, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069554
DateJul 1, 2021
Book Page18621/438
Instrument2021-00069554
Lender
NameBANKERS TRUST COMPANY NA
TypeBank
AddressDES MOINES, IA 50309
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueJul 1, 2046

March 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionPOLK IA
Recording DateMar 9, 2020
Property Address1225 E 12TH ST, DES MOINES, IA 50316-2319
Document Number0000075672
Book / Page017728 / 000378
Instrument DateJul 1, 2019
Instrument75672
Transaction TypeConstruction Loan
Record UpdatedApr 14, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 7TH ST WEST DES MOINES IA 502652614, WEST DES MOINES, IA 50265-2614

Mortgage

Document Number0000075672
DateMar 9, 2020
Book Page017728/000378
Instrument75672
Lender
NamePATTEN HSE LLC
Address1001 OFFICE PARK RD # 319, WEST DES MOINES, IA 50265-2509
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMar 8, 2021

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

TypeName
StateIowa
CountyPolk County
MunicipalityDes Moines City
Unified School DistrictDes Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$215,200 (+11.91%) Land $21,100 Building $194,100$215,200 (+11.91%) Land $21,100 Building $194,100
2024$3,782.00 (+1.67%)
2023$192,300 Land $18,800 Building $173,500$192,300 Land $18,800 Building $173,500
2020$3,720.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES MOINES WATER WORKS
serves 246,055 people · EPA ID IA7727031
Water SourcePurchased surface water from CIWW (DMWW)
Last State InspectionMay 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
2,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20

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