Franklin County property record for 1225 Diane St, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 984 sqft · built 1984 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,870 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage May 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-3-009-109.000 |
| Primary APN | 22-7-36.0-3-009-109.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 984 sqft Living Area |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Shed | 1 Shed |
| Street Address | 1225 DIANE ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1642 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:3 YOUNGLAND HILLS 6 |
| Legal Range | 1W |
| Legal Township | 42N |
| Legal Section | 36 |
| Legal Subdivision | YOUNGLAND HILLS |
| Legal Lot Number | 3 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 800904 |
Source: Franklin County records, as of July 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 380 S MAIN ST, SAINT CLAIR, MO 63077-1511 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FARMERS & MECHANICS BANK |
| May 17, 2018 | Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 21, 2014 |
| Deed Sale | Jul 21, 2014 |
| Prior Sale | Dec 9, 2010 · Amount on Record |
| Deed Document Number | 20149263 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1225 DIANE ST, SAINT CLAIR, MO 63077-1642 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002600885 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 2600885 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 17, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 1225 DIANE ST, SAINT CLAIR, MO 63077-1642 |
| Document Number | 0000006931 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 308 S MAIN ST ST CLAIR MO 63077, ST CLAIR, MO 63077 |
| Document Number | 0000006931 |
|---|---|
| Date | May 21, 2018 |
| Instrument | 6931 |
| Name | FARMERS & MERCHANTS BK/ST CLAI |
|---|---|
| Type | Bank |
| Address | ST CLAIR, MO 63077 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 20, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,870.00 (+16.88%) | $27,763 (+8.1%) | $146,120 (+8.1%) Land $18,490 Building $127,630 |
| 2023 | $1,600.00 (+8.04%) | $25,682 | $135,170 Land $18,490 Building $116,680 |
| 2022 | $1,481.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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