1225 Date St, Montara, CA 94037 Property Records

San Mateo County property record for 1225 Date St, Montara, CA 94037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,330 sqft · built 1976
Lot Size	0.263 acres (11,434 sqft)
Owner	2 Trust Names on File
Last Sale	$950,000 (Apr 2015)
Tax Bill	$16,503 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`036-082-110`

Property Details

APN / Parcel Number

Primary APN	`036-082-110`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,330 sqft Living Area
Gross Area	2,780 sqft
1st Floor Area	1,390 sqft
2nd Floor Area	940 sqft
Basement Area	450 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	11,434 sqft (0.263 acres)
View / Lot	Corner
Garage Type	Basement
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1225 DATE ST
City	MONTARA
State	CA
Zip	94037-9820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOTS 14 15 16 BLOCK 19 MONTARA AMEND & SUPP
Legal Subdivision	MONTARA AMEND & SUPP
Legal Block	19
Legal Lot Number	14
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	5
Census Block	5043
Census Tract	613600

Owner

1225 Date St is owner-occupied and held in a trust since October 2016.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 370216, MONTARA, CA 94037-0216
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU
Sep 7, 2018	Deed of Trust, Mortgage · Line of Credit PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2015 · Amount on File
Deed Sale	Apr 7, 2015 · Amount on File
Prior Sale	Apr 3, 2008 · Amount on File
Deed Document Number	201533558
Last Transfer Date	Oct 15, 2016
Transfer Doc	0000134215
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1225 DATE ST, MONTARA, CA 94037-9820
Document Number	0000069446
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 370216 MONTARA CA 940370216, MONTARA, CA 94037-0216

Mortgage

Document Number	0000069446
Date	Jul 20, 2020
Instrument	69446

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1225 DATE ST, MONTARA, CA 94037-9820
Document Number	0000075002
Instrument Date	Sep 7, 2018
Transaction Type	Mortgage
Record Updated	Oct 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1225 DATE ST MONTARA CA 940379820, MONTARA, CA 94037-9820

Mortgage

Document Number	0000075002
Date	Sep 26, 2018
Instrument	75002

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065-1409

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1225 Date St was $16,503 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,182,974 (+2%) Land $582,290 Building $600,684
2025	$16,503.00 Homeowner's exemption	$1,159,780 Land $570,873 Building $588,907
2023	$15,161.00 (+2.64%) Homeowner's exemption	$1,114,747 Land $548,706 Building $566,041	$1,336,770
2022	$14,771.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1225 Date St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 Date St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTARA WATER AND SANITARY DISTRICT serves 6,088 people · EPA ID CA4110010
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Date St

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