St. Johns County property record for 1225 Coghill Cir, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,024 sqft · built 2010 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Sep 2021) |
| Tax Bill | $3,596 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Sep 2021 Sale & Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 029221-2780 |
| Primary APN | 029221-2780 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,750 sqft |
| 1st Floor Area | 2,024 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 469 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1225 COGHILL CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-0630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 278 OR5374/1650 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | CASCADES AT WORLD GOLF VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 278 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20908 |
1225 Coghill Cir is owned and occupied by two individuals who bought it in September 2021.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1225 COGHILL CIR, SAINT AUGUSTINE, FL 32092-0630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Sep 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on File |
| Deed Sale | Sep 21, 2021 · Amount on File |
| Prior Sale | Sep 15, 2010 · Amount on File |
| Deed Document Number | 2021103705 |
| Deed Book / Page | 5374 / 1650 |
| Prior Transfer Date | May 21, 2014 |
| Prior Transfer Doc | 0038940575 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 1225 COGHILL CIR, SAINT AUGUSTINE, FL 32092-0630 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1225 COGHILL CIR, ST AUGUSTINE, FL 32092-0630 |
| Document Number | 0056260740 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 5626/740 |
| Instrument | 2022083934 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2042 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 21, 2021 |
| Property Address | 1225 COGHILL CIR, SAINT AUGUSTINE, FL 32092-0630 |
| Document Number | 0053741650 |
| Book / Page | 5374 / 1650 |
| Map Reference | MB 54 PG 15-29 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021103705 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 GREAT HILL DR, BETHEL, CT 06801-1881 |
| Name | Verified Name |
|---|---|
| Address | 1225 COGHILL CIR, ST AUGUSTINE, FL 32092-0630 |
| Document Number | 0053741653 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 5374/1653 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
The 2025 property tax bill for 1225 Coghill Cir was $3,596 with a homeowner's exemption, up 13% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $288,574 (+2.7%) | $329,216 (-6.79%) Land $80,000 Building $249,216 | |
| 2025 | $3,596.00 (+12.98%) Homeowner's exemption | $280,987 (+2.9%) | $353,190 (-0.72%) Land $86,000 Building $267,190 |
| 2024 | $3,183.00 (+2.05%) Homeowner's exemption | $273,068 (+3%) | $355,764 (+5.05%) Land $82,000 Building $273,764 |
| 2023 | $3,119.00 (+3.04%) Homeowner's exemption | $265,115 (+3%) | $338,669 (+3.36%) Land $82,000 Building $256,669 |
| 2022 | $3,027.00 Homeowner's exemption | $257,393 | $327,661 Land $78,400 Building $249,261 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1225 Coghill Cir in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1225 Coghill Cir is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 41% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
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