1225 88th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1225 88th Ave W, Duluth, MN 55808

Property Summary

Property Type	Apartments (5+ Units)
Details	19,400 sqft · built 1916
Lot Size	2.06 acres (89,992 sqft)
Owner	Company Name on File
Tax Bill	$27,904 (2026)
Deeds & Mortgages	Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3302-00040`

Property Details

APN / Parcel Number

Primary APN	`010-3302-00040`
Alternative APN	`1052026`

Interior

Units	12 Units
Stories	2 Stories
Building Area	19,400 sqft Gross Area
1st Floor Area	9,700 sqft
Flooring	Carpet
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Aluminum/Vinyl
Lot Area	89,992 sqft (2.06 acres)
Garage Area	615 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1052026
Street Address	1225 88TH AVE W
City	DULUTH
State	MN
Zip	55808-5503
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	LOT 4 BLOCK 1 SERIAL #
Legal Subdivision	MORGAN PARK ESTATES
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2011
Census Tract	3700

Owner

1225 88th Ave W, a residential property, is owned by a company that acquired it in December 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Company Name on File
Mailing Address	3120 GATEWAY RD, BROOKFIELD, WI 53045-5112
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 2021
Transfer Doc	0001434080
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1225 88TH AVE W, DULUTH, MN 55808-5503
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001055198
Date	Apr 6, 2022
Instrument	1055198

Lender

Name	WATERSTONE BANK SSB
Type	Bank
Address	MILWAUKEE, WI 53226

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 1225 88th Ave W was $27,904, up 9.3% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$27,904.00 (+9.26%)
2025	$25,538.00 (-1.1%)	$1,990,100 (+30.17%) Land $38,100 Building $1,952,000	$1,990,100 (+30.17%) Land $38,100 Building $1,952,000
2024	$25,822.00	$1,528,800 Land $29,500 Building $1,499,300	$1,528,800 Land $29,500 Building $1,499,300
2022		$1,367,500 Land $26,400 Building $1,341,100	$1,367,500 Land $26,400 Building $1,341,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1225 88th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1225 88th Ave W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Airfiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20