1225 3rd St, Charleston, IL 61920 Property Records

Coles County property record for 1225 3rd St, Charleston, IL 61920

Property Summary

Property TypeCommercial
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Oct 2017)
Tax Bill$736 (2025)
Deeds & MortgagesOct 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN02-2-08390-000

Property Details

APN / Parcel Number

Primary APN02-2-08390-000

Exterior

Lot Area7,405 sqft (0.17 acres)
Lot Dimensions86 ft deep x 85.5 ft wide

Location & Zoning

Street Address1225 3RD ST
CityCHARLESTON
StateIL
Zip61920-2705
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionHOME PLACE ADD W 85.5 OF LOTS 7 & 8 NE 1/4 SEC 15 T12N R09E
Legal Range09E
Legal Township12N
Legal Section15
Legal SubdivisionHOME PLACE ADD
Legal Lot Number7-8
JurisdictionCOLES IL
Township / Civil DivisionCHARLESTON
Census Block Group2
Census Block2014
Census Tract702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address455 E PERSHING RD, DECATUR, IL 62526-2431
Owner TypeCompany
VestingPartnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 19, 2017 · Amount on Record
Deed SaleOct 19, 2017 · Amount on Record
Deed Document Number2017772902
Record UpdatedSep 20, 2026

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionCOLES IL
Recording DateOct 19, 2017
Property Address1225 3RD ST, CHARLESTON, IL 61920
Document Number201700772902
Instrument DateOct 18, 2017
Instrument201700772902
Transaction TypeTransfer
Record UpdatedJun 20, 2023

Transaction

AmountAmount Recorded
Tax$487.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address455 E PERSHING RD, DECATUR, IL 62526-2431
InvestorPossibly a Property Investor

Mortgage

Document Number201700772903
DateOct 19, 2017
Instrument201700772903
Lender
NameFIRST MID ILLINOIS BK & TR NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueOct 18, 2022
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyColes County
County SubdivisionCharleston Township
MunicipalityCharleston City
Unified School DistrictCharleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$736.00 (-10.35%)$10,120 (+8.28%) Land $6,267 Building $3,853$30,360 (+8.28%) Land $18,801 Building $11,559
2023$9,346 Land $5,194 Building $4,152$28,038 Land $15,582 Building $12,456
2020$821.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 61% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON
serves 17,286 people · EPA ID IL0290100
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
Watch TV
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Nextlink, T-Mobile.

Nearby Properties on 3rd St

Nearby Streets

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