Sherburne County property record for 1225 13th St SE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $116,324 (Nov 2018) |
| Tax Bill | $2,500 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Dec 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-413-0725 |
| Primary APN | 85-413-0725 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,250 sqft (0.166 acres) |
|---|
| Street Address | 1225 13TH ST SE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-1923 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6, BLK 107 |
| Legal Range | 31W |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | WAITES ADDITION - BLKS OVER 99 |
| Legal Block | 107 |
| Legal Lot Number | 6 |
| Jurisdiction | SHERBURNE MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2044 |
| Census Tract | 31500 |
1225 13th St SE is owned by a company that bought it in November 2018.
Source: Sherburne County records, as of April 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1954 KNOLLWOOD CIR, SAINT CLOUD, MN 56303-4683 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC |
| Dec 18, 2018 | Warranty Deed, Transfer OTHER |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on File |
| Deed Sale | Nov 20, 2018 · Amount on File |
| Prior Sale | Dec 8, 2005 · Amount on File |
| Deed Document Number | 2018865102 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | May 18, 2022 |
| Property Address | 1225 13TH ST SE, SAINT CLOUD, MN 56304-1923 |
| Document Number | 0000942621 |
| Instrument Date | Apr 15, 2022 |
| Instrument | 942621 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | QUDARY TITLE, QUARRY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1954 KNOLLWOOD CIR, SAINT CLOUD, MN 56303-4683 |
| Document Number | 0000942622 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 942622 |
| Name | ARK-LA-TEX FINANCIAL SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Dec 18, 2018 |
| Property Address | 1225 13TH ST SE, SAINT CLOUD, MN 56304-1923 |
| Document Number | 0000866336 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 866336 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1954 KNOLLWOOD CIR ST CLOUD MN 563034683, ST CLOUD, MN 56303-4683 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHERBURNE MN |
| Recording Date | Nov 20, 2018 |
| Property Address | 1225 13TH ST SE, SAINT CLOUD, MN 56304-1923 |
| Document Number | 0000865102 |
| Instrument Date | Nov 13, 2018 |
| Instrument | 865102 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $383.87 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1954 KNOLLWOOD CIR, SAINT CLOUD, MN 56303-4683 |
| Document Number | 0000865103 |
|---|---|
| Date | Nov 20, 2018 |
| Instrument | 865103 |
| Name | GENEVA FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2048 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1225 13th St SE was $2,500.
Source: Sherburne County assessment roll, as of July 29, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Sherburne County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,500.00 | $170,500 Land $40,000 Building $130,500 | $170,500 Land $40,000 Building $130,500 |
| 2023 | $1,966.00 | $167,900 Land $30,000 Building $137,900 | |
| 2021 | $167,900 Land $30,000 Building $137,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1225 13th St SE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1225 13th St SE is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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