Culpeper County property record for 12248 Ridge Ct, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,214 sqft · built 1985 |
| Lot Size | 1.15 acres (50,094 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jul 2020) |
| Tax Bill | $1,679 (2025) |
| Deeds & Mortgages | Sep 2024 Line of Credit Jun 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-B-4-O-131 |
| Primary APN | 30-B-4-O-131 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,214 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 1,148 sqft |
| Unfinished Basement | 1,148 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Foyer |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 50,094 sqft (1.15 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 66 sqft |
| Deck Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10623 |
|---|---|
| Street Address | 12248 RIDGE CT |
| City | CULPEPER |
| State | VA |
| Zip | 22701-4871 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | RANDLE RIDGE ESTATES NOW W LAKES L131 |
| Legal Subdivision | RANDLE RIDGE ESTATEATE |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | CATALPA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 930101 |
12248 Ridge Ct is owned and occupied by an individual who bought it in July 2020.
Source: Culpeper County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 12248 RIDGE CT, CULPEPER, VA 22701-4871 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2024 | Deed of Trust, Mortgage · Line of Credit ATLANTIC UNION BANK |
| Jun 17, 2019 | Deed of Trust, Mortgage · Line of Credit SIGNATURE FEDERAL CREDIT UNION |
| Jul 30, 2020 | Warranty Deed, Transfer · Conventional Mortgage INTEGRITY HOME MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on File |
| Deed Sale | Jul 30, 2020 · Amount on File |
| Prior Sale | Mar 30, 2015 · Amount on File |
| Deed Document Number | 20204763 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 12248 RIDGE CT, CULPEPER, VA 22701-4871 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0240003901 |
|---|---|
| Date | Sep 3, 2024 |
| Instrument | 240003901 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 12248 RIDGE CT, CULPEPER, VA 22701-4871 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190002979 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 190002979 |
| Name | SIGNATURE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 177 Months |
| Due | Mar 25, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Jul 30, 2020 |
| Property Address | 12248 RIDGE CT, CULPEPER, VA 22701-4871 |
| Document Number | 200004763 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 200004763 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | BLUE RIDGE TITLE & STLMNT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12248 RIDGE CT, CULPEPER, VA 22701-4871 |
| Document Number | 200004764 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 200004764 |
| Name | INTEGRITY HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 12248 Ridge Ct was $1,679, up 0.1% from the year before.
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,679.00 (+0.06%) | $390,400 Land $136,300 Building $254,100 | $390,400 Land $136,300 Building $254,100 |
| 2024 | $1,678.00 (+12.84%) | ||
| 2023 | $1,487.00 | $323,300 Land $92,600 Building $230,700 | $323,300 Land $92,600 Building $230,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12248 Ridge Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2022 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12248 Ridge Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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