12247 State Rte 9n, Upper Jay, NY 12987 Property Records

Essex County and Jay Town property record for 12247 State Rte 9n, Upper Jay, NY 12987

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,193 sqft · built 1890
Lot Size	1.4 acres (60,984 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Sep 2024)
Tax Bill	$6,897 (2026)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2021 Refinance + 5 more
APN	`152800 35.8-1-5.000`

Property Details

APN / Parcel Number

Primary APN	`152800 35.8-1-5.000`
Alternative APNs	`280003500800010050000000` `615J111007`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,193 sqft Living Area
Gross Area	2,103 sqft
1st Floor Area	1,386 sqft
2nd Floor Area	807 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	60,984 sqft (1.4 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	10,000 sqft
Porch	Slab
Porch Area	481 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J111007
Street Address	12247 STATE ROUTE 9N
City	UPPER JAY
State	NY
Zip	12987-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	10 MALLORY GRANT
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1038
Census Tract	960200

Owner

12247 State Rte 9n is owned by two individuals who bought it in September 2024.

Source: Essex County and Jay Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	536 SHARK LN, MANAHAWKIN, NJ 08050-2135
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2017	Deed of Trust, Mortgage QUICKEN LOAN INC
Oct 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Sep 1, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Jun 10, 2009	Deed of Trust, Mortgage QUICKEN LOANS INC
Dec 19, 2011	Deed of Trust, Mortgage QUICKEN LOANS INC
Sep 30, 2024	Warranty Deed, Transfer · ARM COMMUNITY BANK NA
Jul 26, 2005	Deed, Transfer TD BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2024 · Amount on File
Deed Sale	Sep 30, 2024 · Amount on File
Prior Sale	Jul 26, 2005 · Amount on File
Deed Document Number	20243307
Deed Book / Page	2178 / 129
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	12247 STATE ROUTE 9N, UPPER JAY, NY 12987-3214
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002470/0000000175
Date	Sep 13, 2017
Book Page	0000002470/0000000175
Instrument	2017-3882

Lender

Name	QUICKEN LOAN INC
Type	Lending Institution

Agreement

Amount	Amount on Record
Term	172 Months
Due	Jan 1, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	12247 STATE ROUTE 9N, UPPER JAY, NY 12987-3214
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020215513
Date	Oct 25, 2021
Instrument	2021-5513

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	109 Months
Due	Nov 1, 2030

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	12247 STATE ROUTE 9N, UPPER JAY, NY 12987-3214
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020223994
Date	Sep 1, 2022
Instrument	2022-3994

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

June 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	12247 STATE ROUTE 9N, UPPER JAY, NY 12987-3214
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001887/0000000022
Date	Jun 10, 2009
Book Page	0000001887/0000000022
Instrument	2009-0002535

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount on Record

December 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	12247 STATE ROUTE 9N, UPPER JAY, NY 12987-3214
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002078/0000000247
Date	Dec 19, 2011
Book Page	0000002078/0000000247
Instrument	0000005167

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Amount	Amount on Record

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Sep 30, 2024
Property Address	12247 STATE ROUTE 9N, UPPER JAY, NY 12987-3214
Document Number	002178/129
Book / Page	2178 / 129
Instrument Date	Sep 13, 2024
Instrument	2024-3307
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	536 SHARK LN, MANAHAWKIN, NJ 08050-2135

Mortgage

Document Number	0020243308
Date	Sep 30, 2024
Instrument	2024-3308

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Oct 1, 2029
Index	Other

July 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NY
Recording Date	Jul 26, 2005
Property Address	12247 STATE ROUTE 9N, UPPER JAY, NY 12987-3214
Document Number	0000001453/0000000151
Book / Page	0000001453 / 0000000151
Instrument Date	Jul 22, 2005
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	DANIEL MANNINO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	UPPER JAY, NY 12987

Mortgage

Document Number	0000001503/0000000150
Date	Jul 26, 2005
Book Page	0000001503/0000000150
Instrument	0000004768

Lender

Name	TD BANK NA
Type	Bank

Agreement

Amount	Amount on Record
Term	270 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 12247 State Rte 9n was $6,897, up 1.6% from the year before.

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,897.00 (+1.61%)
2025	$6,788.00 (+5.29%)	$310,200 (+3.99%) Land $79,200 Building $231,000	$310,200 (+3.99%) Land $79,200 Building $231,000
2024	$6,447.00 Veteran's exemption	$298,300 (+10.6%) Land $76,200 Building $222,100	$298,300 (+10.6%) Land $76,200 Building $222,100
2023		$269,700 (+14.72%) Land $64,800 Building $204,900	$269,700 (+14.72%) Land $64,800 Building $204,900
2022	$3,356.00 Veteran's exemption	$235,100 Land $36,400 Building $198,700	$235,100 Land $36,400 Building $198,700
2020	$4,960.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 12247 State Rte 9n; there have been 9 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12247 State Rte 9n is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UPPER JAY WD serves 234 people · EPA ID NY1500294
Water Source	Purchased groundwater from JAY WD
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Rte 9n

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