12247 Ams Run, Carmel, IN 46032 Property Records

Hamilton County property record for 12247 Ams Run, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 4,793 sqft · built 2018
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual on Record
Tax Bill	$11,325 (2024)
Deeds & Mortgages	Dec 2019 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-34-010-006.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-34-010-006.000-018`
Alternative APN	`1709340010006000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,793 sqft Living Area
Basement Area	2,178 sqft
Finished Basement	2,013 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709340010006000
Street Address	12247 AMS RUN
City	CARMEL
State	IN
Zip	46032-6309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .22, SECTION 34, TOWNSHIP 18, RANGE 3, JACKSONS GRANT ON WILLIAMS CREEK, SECTION 3, LOT 156
Legal Subdivision	JACKSONS GRANT/WILLIAMS CRK S
Legal Lot Number	156
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3027
Census Tract	111009

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	12247 AMS RUN, CARMEL, IN 46032-6309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Jun 26, 2018	Warranty Deed, Subdivision Related Transfer · ARM UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2019
Deed Sale	Dec 2, 2019
Prior Sale	Jun 26, 2018
Deed Document Number	2019060774
Record Updated	Jun 8, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Dec 2, 2019
Property Address	12247 AMS RUN, CARMEL, IN 46032-6309
Document Number	2019060774
Instrument Date	Jun 20, 2019
Instrument	2019060774
Transaction Type	Transfer
Record Updated	Oct 22, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12247 AMS RUN, CARMEL, IN 46032-6309

Mortgage

Document Number	2019060775
Date	Dec 2, 2019
Instrument	2019060775

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

June 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 26, 2018
Property Address	12247 AMS RUN, CARMEL, IN 46032-6309
Document Number	2018028531
Instrument Date	Jun 26, 2018
Instrument	2018028531
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 22, 2021
Title Company	STEWART TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12247 AMS RUN, CARMEL, IN 46032-6309

Mortgage

Document Number	2018028532
Date	Jun 26, 2018
Instrument	2018028532

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Mortgage

Document Number	0000028533
Date	Jun 26, 2018
Instrument	2018028533

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2.55%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,074,200 (+24.82%) Land $214,100 Building $860,100	$1,074,200 (+24.82%) Land $214,100 Building $860,100
2024	$11,325.00 (+15.36%)
2023	$9,817.00 (+8.87%) Homeowner's exemption	$860,600 (+9.78%) Land $191,800 Building $668,800	$860,600 (+9.78%) Land $191,800 Building $668,800
2022	$9,017.00 Homeowner's exemption	$783,900 Land $147,900 Building $636,000	$783,900 Land $147,900 Building $636,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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