12246 104th St, Largo, FL 33773 Property Records

Pinellas County property record for 12246 104th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,493 sqft · built 1975
Lot Size	0.144 acres (6,312 sqft)
Owner	2 Individual Names on File
Last Sale	$69,000 (Apr 1988)
Tax Bill	$1,345 (2025)
Deeds & Mortgages	May 2023 Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-749-9853-5`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-9853-5`
Alternative APNs	`10-30-15-47494-000-0050` `153010474940000050` `R113443`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,493 sqft Heated Area
1st Floor Area	1,493 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Architectural Style	Dome
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,312 sqft (0.144 acres)
Lot Dimensions	105 ft deep x 60 ft wide
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	56 sqft
Deck Area	200 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R113443
Old Parcel Number	153010474940000050
Street Address	12246 104TH ST
City	LARGO
State	FL
Zip	33773-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE BREEZE ESTATES REP LOT 5
Legal Range	15
Legal Township	30
Legal Section	10
Legal Subdivision	LAKE BREEZE ESTATES REP
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1033
Census Tract	25311

Owner

12246 104th St is owned and occupied by two individuals who bought it in April 1988.

Source: Pinellas County records, as of December 26, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	12246 104TH ST, LARGO, FL 33773-1923
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 16, 2019	Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 1988 · Amount on File
Deed Sale	Apr 5, 1988 · Amount on File
Deed Document Number	0006715116
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12246 104TH ST, LARGO, FL 33773-1923
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12246 104TH ST, LARGO, FL 33773-1923

Mortgage

Document Number	0224471897
Date	May 22, 2023
Book Page	22447/1897
Instrument	2023132668

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12246 104TH ST, LARGO, FL 33773-1923
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0211470466
Date	Sep 1, 2020
Book Page	21147/466
Instrument	2020260730

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	12246 104TH ST, LARGO, FL 33773-1923
Document Number	0206680409
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12246 104TH ST LARGO FL 337731923, LARGO, FL 33773-1923

Mortgage

Document Number	0206680409
Date	Aug 26, 2019
Book Page	020668/000409
Instrument	273035

Lender

Name	FIRST FED'L BK/KANSAS CITY
Address	KANSAS CITY, MO 64120

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 12246 104th St was $1,345 with exemptions applied.

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,345.00 Homeowner's exemption Veteran's exemption	$118,041	$325,624 Land $111,179 Building $214,445
2023	$1,214.00 (-3.27%) Homeowner's exemption Veteran's exemption	$111,373 (+3%)	$309,553 (+26.42%) Land $132,857 Building $176,696
2022	$1,255.00 Homeowner's exemption	$108,129	$244,861 Land $125,716 Building $119,145

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12246 104th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12246 104th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 794 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: AT&T, Frontier, Verizon.

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