12245 Swift Rd, Oakboro, NC 28129 Property Records

Stanly County property record for 12245 Swift Rd, Oakboro, NC 28129 · Last verified October 2023

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2022
Square Footage1,919 sqft Finished Area
Lot Size107,593 sqft (2.47 acres)
Last Sale$479,000 (2023)
Tax Bill$1,715.00 (2023)

Property Details

APN / Parcel Number

Primary APN559404736323
Alternative APNs
  • 1543431
  • 1494026
  • 138831

Interior

Building Area1,919 sqft Finished Area
Stories1 Stories

Exterior

Year BuiltBuilt 2022
Lot Area107,593 sqft (2.47 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number1543431
Street Address12245 SWIFT RD
CityOAKBORO
StateNC
Zip28129-8973
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHSE 12245 SWIFT RD LOT 4A 559404066
Legal Lot Number4A
JurisdictionSTANLY NC
Minor Civil DivisionBIG LICK
Census Blockgroup2
Census Block2012
Census Tract930902

Owner

Source: Stanly County records · APN 559404736323

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 22, 2023Warranty Deed, Transfer · Conventional Mortgage
CMG MORTGAGE INC
Nov 18, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Nov 18, 2022Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 22, 2023 · Amount on Record
Deed SaleMay 22, 2023 · Amount on Record
Prior SaleNov 18, 2022 · Amount on Record
Deed Doc Number458213
Deed Book / Page1821 / 891
Record RefreshedJun 07, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateMay 22, 2023
Property Address12245 SWIFT RD, OAKBORO, NC 28129-8973
Document Number0000458213
Book / Page1821 / 891
Map ReferenceMB 25 PG 261
Instrument DateMay 22, 2023
Instrument458213
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyINVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$958.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000458214
DateMay 22, 2023
Instrument458214
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2053

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateNov 18, 2022
Property Address12245 SWIFT RD, OAKBORO, NC 28129-8973
Document Number0000453196
Book / Page1805 / 1252
Map ReferenceMB 25 PG 261
Instrument DateNov 02, 2022
Instrument453196
Transaction TypeTransfer
Record UpdatedMar 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$958.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address12515 BARRIER STORE RD, LOCUST, NC 28097-7101

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12245 SWIFT RD, OAKBORO, NC 28129-8973

Mortgage

Document Number0000453197
DateNov 18, 2022
Instrument453197
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.15%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateDec 01, 2027
Change Frequency5 Years
Min Rate At Change3.75%
Max Rate At Change7.15%
Index5-Year CMT
Max Rate11.1%

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateNov 18, 2022
Property Address12245 SWIFT RD, OAKBORO, NC 28129-8973
Document Number0000453196
Book / Page1805 / 1252
Map ReferenceMB 25 PG 261
Instrument DateNov 02, 2022
Instrument453196
Transaction TypeTransfer
Record UpdatedMar 06, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$958.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address12515 BARRIER STORE RD, LOCUST, NC 28097-7101

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address12245 SWIFT RD, OAKBORO, NC 28129-8973

Mortgage

Document Number0000453197
DateNov 18, 2022
Instrument453197
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052
Interest
Rate TypeAdjustable Rate
Rate5.15%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Change Frequency5 Years
Index5-Year CMT

Tax Assessment & Valuation

Source: Stanly County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2023$1,715.00 (+1,283.06%)$248,613 (+1,242.04%) Land $31,025 Building $217,588$248,613 (+1,242.04%) Land $31,025 Building $217,588
2022$124.00$18,525 Land $18,525$18,525 Land $18,525

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanly County (37167C), updated May 30, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Swift Rd

Nearby Streets

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